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...ent value; the investment value of risk capital; and issues such as administra...ok at the value of a block of losses (risk) and discount it to a net present v...

...te, as well as out-of-state Auto liability requirements. And perhaps scheduled...

...an arise in other industries. The general contractor subcontracts all or part ...ontracts, and deals with employer's liability and other tort liability claims involving workers.

...an arise in other industries. The general contractor subcontracts all or part ...ontracts, and deals with employer's liability and other tort liability claims involving workers.

... markets. Of course, there are risks. Because niche markets are highly spe...ber of children involved and the high risk of injury. It also found that camp ...

... CMU (concrete-masonry unit) is, ' for example, says Ward. The agency also spends a great deal of time issuing bid bonds for clients who are bidding on jobs-as many as 20 bid bonds for every successful bid. The agency receives no commission unless the builder wins the bid. A final drawback: the agency is at the mercy of the same market forces that create dramatic swings in the construction industry. If contractors aren't working, then the agency isn't making any money on that line of business. Still, the ... Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Windows Of Opportunity 4/30/2013 12:00:00 AM by CompleteMarkets Editor , Damond Benningfield This content has not been ... they are for more conventional property and casualty lines, too. One added expense is industry conventions. Seven years ago, I had no idea what a convention expense was, ' Regnier says. Now, we attend several firemen's and EMS conventions a year. We generally take three people-myself and two other producers-and that's very expensive. But we've seen a good return on that investment. The people in this field like to see you, slap you on the back and buy you a beer. The best advertising is word-of-mouth, and ...

... of funds for repair. For example, damage may be the result of poor construction. Experts should determine whether the property had met codes and standards, including seismic safety standards. If the building was defectively constructed and the defects contributed to the earthquake damage, the builder or prior owner may be liable for the cost of repair. It is important to take lots of photographs of the property's damage. Pictures of newly exposed beams and other normally hidden parts of the structure can be particularly valuable. Ideally, a construction expert should ... Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Salvaging Your Investment After The Earthquake 4/30/2013 12:00:00 AM by CompleteMarkets Editor , John Barclay This content ... agent. If the agent does not have the form (he or she should), get it directly from the carrier, which maintains all the policy forms it has ever used. Only by reading the policy can you determine what coverage actually exists. It is generally imprudent to rely on the agent's description of the coverage. The agent is not a lawyer and cannot make an effective legal analysis of the rights existing under the policy. Some carriers issue a variety of forms at different times, and policy forms change over time ...