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... of funds for repair. For example, damage may be the result of poor construction. Experts should determine whether the property had met codes and standards, including seismic safety standards. If the building was defectively constructed and the defects contributed to the earthquake damage, the builder or prior owner may be liable for the cost of repair. It is important to take lots of photographs of the property's damage. Pictures of newly exposed beams and other normally hidden parts of the structure can be particularly valuable. Ideally, a construction expert should ... Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Salvaging Your Investment After The Earthquake 4/30/2013 12:00:00 AM by CompleteMarkets Editor , John Barclay This content ... law will determine. Recovering Lost-Rent Income The non-earthquake provisions of Casualty or General Apartment Owner's policies may prove to be helpful. A loss of rents provision will allow the landlord to recover lost income. Exclusions for earthquake damage or loss from earth movement (for example, personal property damaged by an earthquake) might not include loss of rent, even when the renters' damage is clearly caused by the earthquake. Even if the policy does not reimburse for lost rent, the loss of rents may affect the amount of money available for ...

... markets. Of course, there are risks. Because niche markets are highly spe...ber of children involved and the high risk of injury. It also found that camp ...

... CMU (concrete-masonry unit) is, ' for example, says Ward. The agency also spends a great deal of time issuing bid bonds for clients who are bidding on jobs-as many as 20 bid bonds for every successful bid. The agency receives no commission unless the builder wins the bid. A final drawback: the agency is at the mercy of the same market forces that create dramatic swings in the construction industry. If contractors aren't working, then the agency isn't making any money on that line of business. Still, the ... Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Windows Of Opportunity 4/30/2013 12:00:00 AM by CompleteMarkets Editor , Damond Benningfield This content has not been ... and 84, everybody was talking about niche markets, and how an agency would need to develop niche markets to survive, ' she says. Regnier, who had just opened her agency in 1982, heeded the warning. She just recently turned her existing commercial and personal clients over to another agency and concentrated on niches. It was an absolutely, fantastically wonderful thing to do, ' she says. I'm not sure where we'd be today if we hadn't done that. In 1985, Regnier purchased Volunteer Firemen's Insurance Services (VFIS) ...