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...rker productivity. The State of California Telecommuting Pilot program, a stat...lf-motivated, and disciplined. The California program found that many telecomm...

...ke danger is highest in Alaska, California, and Hawaii, but is also greater th...ttles and jars may break during an earthquake. Purchase emergency foods in can...

... necessary repairs will be made. The requirements imposed on a borrower to ensure completion of improvements are generally determined by the loan instrument. Undoubtedly, some lenders who felt before the earthquake that their loan was underwater' (not equal to the value of the property used as security) will attempt to force the borrower to use the insurance payments for the loan rather than to restore the property. Under California law, the borrower must use the proceeds to repair the property or the lender will be entitled to apply them to the loan. The fact that the property is being repaired does not excuse the owner/borrower from meeting mortgage payments. Thus the owner may have to default on the loan, giving the lender an excuse to take the insurance proceeds if no payment can be made. This ... Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Salvaging Your Investment After The Earthquake 4/30/2013 12:00:00 AM by CompleteMarkets Editor , John Barclay This content has not been rated yet. The Northridge earthquake has resulted in billions of dollars of property damage. Insurance, private assistance, and public assistance do not bring order to the chaos suffered by private investors, who must now repair or restore their property and hope to recover pre-earthquake levels of income ...

... SOPER & ASSOCIATES, a State of California corporation or SOPER & ASSOCIATES, ...Environmental Crisis Exposure 6.5 Earthquake Crisis Exposure 6.6 Volcanic Cr...

... to their employees (New York, California, Hawaii, New Jersey, and Rhode Isla...y won’t find a policy that covers earthquake and hurricane damage. 6. Profess...

...mple, in some areas of Southern California, clients appreciate earthquake preparation tips or suggestions for...

...ngo, earthquakes happen only in California, right? Wrong! Many people are surp...lly after some were transferred to California to adjust claims from the San Francisco earthquake. Adjusters from other states wer...

... CSP Principal SOPER & ASSOCIATES, LTD. PO BOX 39 KIRKLAND, WASHINGTON (206) 889-0113 &# 160 IMPORTANT: COPYRIGHT NOTICE Note that the majority of crisis, risk and insurance management strategies, methodologies, tactical systems and/or consulting practices herein identified have been copyrighted by Richard H. Soper or Richard H. Soper, Inc., dba: SOPER & ASSOCIATES, a State of California corporation or SOPER & ASSOCIATES, LTD., a State of Washington corporation or in articles or texts authored by Richard H. Soper and appearing in: Risk Management, Risk & Benefits Management, Risk Management Reports and/or published in copyrighted text by: Risk and Insurance Management Society, Inc., New York, New York, Prentice Hall Company, New York, New York and ... 4.2 Comprehensive Analysis 4.3 Evaluating Crises Exposures 4.4 Loss Magnitude Category Severity Rankings 4.5 Magnitude Assessment Schedule Exhibit 4.1 Crisis Magnitude Assessment Schedule 5.0 CRISIS VULNERABILITY IDENTIFICATION 5.1 Crisis Vulnerability Analysis Overview 5.2 Unique Loss Vulnerability Identification Exhibit 5.1 Schematic Vulnerability Flow Analysis 5.3 Insurance and Risk Funding Adequacy 5.4 Facility Location Considerations 6.0 CRISES EXPOSURE AWARENESS 6.1 Crises Exposure Awareness Overview 6.2 Legal Compliance Considerations 6.3 Litigation Crisis Exposure 6.4 Environmental Crisis Exposure 6.5 Earthquake Crisis Exposure 6.6 Volcanic Crisis Exposure 6.7 Crisis Awareness Focus Exhibit 6.1 Significant Crisis Events DIVISION III CRISIS MANAGEMENT PLAN DEVELOPMENT 7.0 PLAN ORGANIZATION AND TIMING 7.1 Key Crisis Management Plan Elements 7.2 Crisis Exposure Assessment 7.3 Crisis Management Plan Components Exhibit 7.1 Crisis Management Plan Organization 7.4 Crisis Management Plan Timing Exhibit 7.2 Crisis Management Sequential Timing 7.5 Prior to Crisis Timing 7.6 During Crisis Timing 7.7 Immediately Following Crisis Timing 7.8 Post ...

... Many smaller markets have only one newspaper, one radio station, and maybe one TV station. The larger the population base, the more difficult it is to get a foot in the door with the various news media and develop relationships-but it's not impossible. Start small: Contact the sources that specifically address your market area. For instance, in Los Angeles, the LA Times covers all of Southern California, and developing a relationship with an editor is nearly impossible. However, this particular newspaper has satellite offices strategically located in regional areas, and it's fairly simple to contact one of these smaller offices. Moreover, competing newspapers may exist for specific areas. If you had an agency in the San Fernando Valley, to continue our example, the LA Daily News would probably be more beneficial than ... participation in special panels or programs, election to office, etc. 4. Commentaries-ranging from letters to the editor to op-ed articles. Many publications accept in-depth commentaries on timely topics and generally position them opposite the editorial page. This type of writing not only reflects your professional opinion on topics of interest but shows you to be an expert. 5. First-hand reports-observations and information on catastrophes (fires, earthquakes, floods, storms) . This is appreciated by the writers and is invaluable for helping you place articles in their publication later. Here's another suggestion about association activities that ought not to be forgotten: Become active in at least one trade association-not just as a member, but as a participant. Take part in the elected or appointed offices. Volunteer for various panels and commissions. All this ...

...n at the University of Southern California.) 1.5 Lack of Industry Stakeholder...edical emergency, fire, explosion, earthquake, structural collapse, pollution ...