https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2453/Adjusters-Say-The-Darnedest-Things/
... and court cases), applies a methodology to convince the adjuster that the insured's/agent's interpretation for coverage is just as valid as the adjuster's initial basis for claim denial. However, sometimes a claim denial arises that defies logic and reason. Here's a Personal Lines example of such a claim that another faculty member passed along recently: An insured who was moving loaded clothes and personal property into her car. She placed a magnifying glass on the leather seat of her car and left it there for a few hours. When she returned, she discovered that the focused sunlight had burned a hole in the seat. The adjuster denied the claim on the premise that it wasn't within the definition of accident' in the policy as a sudden, unexpected, and unintended occurrence. The policy defines a loss ... claim: Exclusion 2.j.(5 ) — That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations, if the property damage' arises out of those operations .. [emphasis added] . The insured was not working on the door. Exclusion 2.j.(6 ) — That particular part of any property that must be restored, repaired or replaced because your work' was incorrectly performed on it .. [emphasis added] . The insured was not working on the door. Exclusion 2.j.(4 ) — Personal property in the care, custody, or control of the insured .. The door was neither personal property (ISO added this wording in 1986 and separated it from the real property' exclusion), nor ...
https://completemarkets.com/Article/article-post/369/How-To-Lose-Market-Share-To-The-Competition/
...age restrictions of typical classic-car insurers. So I insure them on my regul...e Internet application did not list my car, and she verified my name and AARP ...
https://completemarkets.com/Article/article-post/2453/Adjusters-Say-The-Darnedest-Things/
...thes and personal property into her car. She placed a magnifying glass on the leather seat of her car and left it there for a few hours. Whe...documentation to support coverage, the carrier still refused to pay this $827....
https://completemarkets.com/Article/article-post/900/Five-Business-Lessons-From-The-Recession/
... with their regular offerings. Some car manufacturers are responding with the ... the product to the customer and takes care of the transaction right on the sp...
https://completemarkets.com/Article/article-post/62/25-Marketing-Ideas-You%E2%80%99ve-Probably-Never-Considered-Using-Before/
...riety of “shapes,” such as business cards, cars, trucks and other specialty themes. ...when agencies are looking for ways to carve out a distinctive place in the ma...
https://completemarkets.com/Article/article-post/22/Disaster-Planning-For-Agents/
... in his shoe. We’re great at taking care of everybody else, but when it comes ...this information onto a full-color postcard and mails it to your address list, for as little as 49 cents per card.
NO LUCK HERE
This article hasn’...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/62/25-Marketing-Ideas-You%E2%80%99ve-Probably-Never-Considered-Using-Before/
... Do you ever come up blank when trying to think of creative ways to grow your agency? Believe it or not, there are still a lot of fresh ideas out there. Here are 25 of the best. Idea #1 : Use shaped CDs to deliver a message that will make a lasting impression. CDs are available in a variety of "shapes," such as business cards, cars, trucks and other specialty themes. Use shaped CDs to deliver memorable moments to customers and prospects. Business cards that are also CDs with information about your agency Proposals Scanned policies An internet search will show you a number of different vendors that offer shaped CDs. Idea #2 : Publicize your agency's commitment to social responsibility. Advertising your commitment to going "Green" can also result in some ... legislation. Compliance with federal privacy legislation such as the Gramm-Leach-Bliley Privacy Act (GLBA) is not only the law — it's an excellent way to demonstrate your agency's professionalism. Create a consistent way to communicate how you protect customers through such procedures as using registered email when e-mailing customer data, providing a Privacy Policy to explain how your agency protects Non-Personal Information (NPI) and offering resources that protect and restore a client's identity. Privacy Legislation Idea #4 : Put your logo on products local businesses can give away. The creative folks at Argus Financial Services in Chicago came up with a fantastic marketing idea: They put their logo on coolers, and then offer them to a local convenience store to give out to their clients. This is a classic win-win-win: The customers enjoy the coolers, the ...