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...w their sales. I hate to wash my car. I hate it so much that I'm willing to...more of my bodily systems. Roy listens carefully, asks probing questions, then...

...eating areas must also be provided. Cars should be parked where they will not ... general description only and does not carry the force of legal opinion.

...e aging, auto repairs, contractors, car washes, boards of education, credit un...isten for consistent exclusions by all carriers. The new niche program is crea...

... , this separate account may be useful for publicity purposes. Maintain a separate log for each carrier. (An example of a claims log follows.) What to Do When a Storm Approaches l. Do whatever you haven't done from checklist No. 1. (Be sure the flashlight batteries are still fresh.) 2. Remind authorities about special conditions for your home. 3. Get your car filled with gas. Supplies may be unavailable later, or rationed. 4. Board up storefronts, doors, windows, and other vulnerable places that can be damaged. 5. Pack durable clothing. (The following is one of the most important loss prevention steps anyone can take.) 6. Secure or bring inside all tools, lawn furniture, etc. that can: (a ... switch off. If you have gas service, be alert for fumes. Call your local utility if you detect any fumes. 7. Pump or bail water out of the house and shovel out the mud while it is moist. Give walls and floors an opportunity to dry. 8. Before the house is fully aired out, scrub all woodwork and floors with a stiff brush. Always start washing a wall from the bottom up. Starting at the top may cause streaking. 9. Take all wooden furniture outdoors and remove all drawers and as many moving parts as possible. Clean off all mud and dirt. Do not leave them in the sun as they will warp. 10. I upholstered furniture, especially any that has been or badly damaged, should be cleaned, dried, ...

...s. Maintain a separate log for each carrier. (An example of a claims log follo...uthority, while those representing our carriers didn't. Some claims fell throu...

... referrals. Work with Travel-Life-Commercial Departments to beef-up referrals. 2nd Quarter: DIRECT MARKETING Mailings Realtors - Flyers Coupons Mailer Special Package letters to targeted neighbors Co-ordinated media Print Herald Shopper Television Walk-in ads welcome 3rd Quarter: SPECIALTY MARKETING Door Hangers Rates in targeted neighborhoods Billboards Signs in yards Insured by Cannon, Powell & Duggan, etc. Walk-Ins Banners out front Various activities to get clients in office "Wash Your Car For Your Expiration Date" Map..Flashlight that Customer comes into office to pick up 4th Quarter: ROUND OUTS Special emphasis on the Duggan accounts. Work X dates received from other clients. Social Commitments Continue to be active in community through organizational membership. EMPLOYEE BENEFITS Profitability- 30% before taxes, after expenses. Market Growth Once a quarter have a Life Insurance guest speaker at sales meetings to encourage ... asking for referrals. Work with Travel-Life-Commercial Departments to beef-up referrals. 2nd Quarter: DIRECT MARKETING Mailings Realtors - Flyers Coupons Mailer Special Package letters to targeted neighbors Co-ordinated media Print Herald Shopper Television Walk-in ads welcome 3rd Quarter: SPECIALTY MARKETING Door Hangers Rates in targeted neighborhoods Billboards Signs in yards Insured by Cannon, Powell & Duggan, etc. Walk-Ins Banners out front Various activities to get clients in office "Wash Your Car For Your Expiration Date" Map..Flashlight that Customer comes into office to pick up 4th Quarter: ROUND OUTS Special emphasis on the Duggan accounts. Work X dates received from other clients. Social Commitments Continue to be active in community through organizational membership. EMPLOYEE BENEFITS Profitability- 30% before taxes, after expenses. Market Growth Once a quarter have a Life Insurance guest speaker at sales meetings ...

... referrals. Work with Travel-Life-Commercial Departments to beef-up referrals. 2nd Quarter: DIRECT MARKETING Mailings Realtors - Flyers Coupons Mailer Special Package letters to targeted neighbors Co-ordinated media Print Herald Shopper Television Walk-in ads welcome 3rd Quarter: SPECIALTY MARKETING Door Hangers Rates in targeted neighborhoods Billboards Signs in yards Insured by Cannon, Powell & Duggan, etc. Walk-Ins Banners out front Various activities to get clients in office "Wash Your Car For Your Expiration Date" Map..Flashlight that Customer comes into office to pick up 4th Quarter: ROUND OUTS Special emphasis on the Duggan accounts. Work X dates received from other clients. Social Commitments Continue to be active in community through organizational membership. EMPLOYEE BENEFITS Profitability- 30% before taxes, after expenses. Market Growth Once a quarter have a Life Insurance guest speaker at sales meetings to encourage ... asking for referrals. Work with Travel-Life-Commercial Departments to beef-up referrals. 2nd Quarter: DIRECT MARKETING Mailings Realtors - Flyers Coupons Mailer Special Package letters to targeted neighbors Co-ordinated media Print Herald Shopper Television Walk-in ads welcome 3rd Quarter: SPECIALTY MARKETING Door Hangers Rates in targeted neighborhoods Billboards Signs in yards Insured by Cannon, Powell & Duggan, etc. Walk-Ins Banners out front Various activities to get clients in office "Wash Your Car For Your Expiration Date" Map..Flashlight that Customer comes into office to pick up 4th Quarter: ROUND OUTS Special emphasis on the Duggan accounts. Work X dates received from other clients. Social Commitments Continue to be active in community through organizational membership. EMPLOYEE BENEFITS Profitability- 30% before taxes, after expenses. Market Growth Once a quarter have a Life Insurance guest speaker at sales meetings ...

... [ ] Is a permanent means of access and egress provided to elevated storage and work surface? [ ] Is required headroom provided where necessary? [ ] Is material on elevated surfaces piled, stacked, or racked in a manner to prevent it from tipping, falling collapsing, rolling, or spreading? [ ] Are dock boards or bridge plates used when transferring material between docks and trucks or rail cars? EXITING OR EGRESS [ ] Are all exits marked with an exit sign and illuminated by a reliable light source? [ ] Are the directions to exits, when not immediately apparent, marked with visible signs? [ ] Are doors, passageways or stairways, that are neither exits nor access to exits and which could be mistaken for exits, appropriately marked NOT AN EXIT, TO BASEMENT, ... on or around electrical enclosures or equipment? [ ] Are covered metal waste cans used fro oily and paint-soaked waste? [ ] Are all oil and gas fired devices equipped with flame-failure controls that will prevent flow of fuel if pilots or main burners are not working? [ ] Are paint spray booths, dip tanks, etc., cleaned regularly? [ ] Are the minimum number of toilets and washing facilities provided? [ ] Are all work areas adequately illuminated? [ ] Are pits and floor openings covered or otherwise guarded? WALKWAYS [ ] Are aisles and passageways kept clear? [ ] Are aisles and walkways marked as appropriate? [ ] Are wet surfaces covered with non-slip materials? [ ] Are holes in the floor, sidewalk, or other walking surface repaired properly, covered or otherwise ...

...URCES OF HELP Workers Compensation Carriers and Other Insurance Companies Many Workers Compensation carriers as well as many Liability and Fir...t leave the cords of these tools where cars or trucks will run over them. M...