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... things have always been done. But casting off the anchor to the past is neces...o the agency does not have the added expense of employee benefits. If the agen...

... their principals had not devised efficient emergency procedures. For instance, we assigned specific tasks to individuals, eliminating duplication of effort. Our claims processing people weren't distracted from their work because others were performing tasks that otherwise would have interrupted them. No disaster plan should be cast in stone. It can be-and should be- altered as the situation dictates. The plan may not be finalized until the disaster is history, but it provides a framework to avoid confusion and to get started on the right foot. We feel our agency's disaster ... , too.) 7. Keep a supply of nonperishable foods and an emergency water supply; have essential drugs and first-aid kit available in your medicine chest. Keep these supplies fresh. 8. Keep fresh batteries available for transistor radios and flash lights, and an extra supply of fuel for portable grills and stoves. 9. Have available the hammer, nails, tape, and boards needed for protecting your residence from the elements or making necessary emergency repairs afterward. 10. If possible, keep a claims log-a file of copies ... cleaned with a cloth saturated with kerosene. 12. Wall-to-wall carpets should be raised to allow air to circulate. Draperies, upholstery, and clothing should be laundered. 13. Do whatever you can to avoid further damage and to make temporary repairs. Keep records of expenses incurred in preventing further damage. Newsletters Even newsletters can get into the disaster preparedness act! Here is an example of one of the IMMS newsletters, designed to make clients and prospects aware of many insurance-related topics, including earthquake preparedness. Be Ready, Be Safe ...

... them. No disaster plan should be cast in stone. It can be-and should be- alt...