Search CompleteMarkets

...effen CHARTERED PROPERTY AND CASUALTY UNDERWRITER (CPCU) Behind the Progr...Letter, has links to interviews with program directors, conversations with students and instructors, and additional program information.

...isruption events (e.g., property/casualty, business interruption, extra expens...he next assignment. Rather, BCP is a program by which management designs, deve...

... exam fee: $125 Certificate and pin: $100 Classes: Up to $400 each Total: Up to $3 ,300 (not including books) Program Director: Amy Geffen Web Site: www.rims.org E-mail: Send E-mail to Amy Geffen CHARTERED PROPERTY AND CASUALTY UNDERWRITER (CPCU) Behind the Program: The American Institute for Chartered Property Casualty Underwriters (AICPCU) Prerequisites: Three years of experience in the insurance industry Program Format and Exam: Self-study or classes. Exams are given three times per year in centers across the ... . Must pay GARP annual membership fees Cost to Complete Program: Examination fees: $300 Required books: $500 Prep classes: $750 Total: Self-study- $800; with review course- $1 ,550 More Information: Visit www.garp.com RISK MANAGEMENT FOR PUBLIC ENTITIES (RMPE) Behind the Program: Public Risk Management Association and the Center for the Advancement of Risk Management Education (CARME), a division of IIA Prerequisites: None Program Format and Exam: Self-study. Order the RMPE textbook and course guide, study ... , and take the exam. You must register for the exam and select someone to administer it and return it to CARME to be graded. Subjects Program Covers: Risk management from a public entity perspective Public entity exposure identification and analysis Risk control Claim and litigation management Risk-financing resources Pooling for public entity risk financing Continuing Education Requirements: None Cost to Complete Program: Textbook, course guide, and exam fee all-inclusive Total: $145 More Information: Visit www.aicpcu.org or contact George Head Adapted from riskVue, the free monthly online magazine for ...

... a one-year lifespan. From a strategic perspective, look for a market segment where you can do something important for clients that they couldn't do for themselves, and provide the products, services, and qualities that this particular kind of buyer really values. The Property/Casualty insurance industry doesn't promote product differentiation or innovation, even in Commercial Lines; the core coverages are effectively the same. How and to whom can your agency be unique in providing these homogeneous products? Where can you most skillfully combine the advantages of high tech delivery ... meet the needs of all customers effectively. It's far better to target certain groups and to concentrate on exceeding their expectations, rather than to do a mediocre job trying to serve everyone. By focusing on more narrowly defined segments of the market you'll maximize your advertising/public relations dollars, company relationships, personnel selection and training, and utilization of automation to produce the greatest benefits. Your producers will be more in touch with what's happening in that marketing arena and waste less time trying to place risks that they have little chance of ... rates will help businesses and consumers borrow at better rates, thus helping them to recover their willingness to spend. On the other hand, corporate lay-offs and bankruptcies are being announced almost every day, making the economic outlook for the average person and small or large business entity anything but stable and comfortable for the next year or two. One of the most important things to focus on now is retaining your current customers and adding as many new accounts as your producers, staff, and contract companies can accommodate. For the next several ...

...uyer really values. The Property/Casualty insurance industry doesn’t pro...e benefits area as well as Property/Casualty and surety business. To effective...

...ons have not survived the adverse publicity following a serious product liabil...is exposure analysis of an operating entity. Insured perils may be utilized in...

... to be made to the Sellers by the Buyer hereunder shall be allocated and paid by the Buyer to each of the Sellers as follows: Able: 57.14 percen Baker: 42.86 percen Net Annual Commissions shall be defined as gross annual commissions less return commissions on property and casualty insurance with an inception date (or annual renewal date in the case of a policy written for a term in excess of one year) during the Experience Period, excluding, however, all so-called contingent, bonus or profit sharing commissions. Service fees (other ... other judicial or administrative action might properly be commenced. The financial statements of the Agency for the Agency's fiscal years ending December 31, 1994, December 31, 1995, and December 31, 1996, prepared by the firm of Bright, Sharp and Accurate, Certified Public Accountants, Cambridge, Massachusetts, and a copy of the internally prepared balance sheet and income statement of the Agency for the interim period ending June 30, 1997, copies of which have been provided to the Buyer prior to execution hereof, all of which have ... prepared, to the best of Sellers' knowledge, in accordance with generally accepted accounting principles, consistently applied throughout the periods covered thereby and present fairly the financial condition of the Agency as of the dates thereof. The aforesaid financial statements make adequate provision for or disclosure of all fixed, absolute and contingent liabilities, obligations and commitments of the Agency including, but not limited to, accrued taxes as of the dates thereof. No material adverse changes or events have occurred or will occur prior to the Closing hereunder affecting the condition of ...

... to be made to the Sellers by the Buyer hereunder shall be allocated and paid by the Buyer to each of the Sellers as follows: Able: 57.14 percen Baker: 42.86 percen Net Annual Commissions shall be defined as gross annual commissions less return commissions on property and casualty insurance with an inception date (or annual renewal date in the case of a policy written for a term in excess of one year) during the Experience Period, excluding, however, all so-called contingent, bonus or profit sharing commissions. Service fees (other ... other judicial or administrative action might properly be commenced. The financial statements of the Agency for the Agency's fiscal years ending December 31, 1994, December 31, 1995, and December 31, 1996, prepared by the firm of Bright, Sharp and Accurate, Certified Public Accountants, Cambridge, Massachusetts, and a copy of the internally prepared balance sheet and income statement of the Agency for the interim period ending June 30, 1997, copies of which have been provided to the Buyer prior to execution hereof, all of which have ... prepared, to the best of Sellers' knowledge, in accordance with generally accepted accounting principles, consistently applied throughout the periods covered thereby and present fairly the financial condition of the Agency as of the dates thereof. The aforesaid financial statements make adequate provision for or disclosure of all fixed, absolute and contingent liabilities, obligations and commitments of the Agency including, but not limited to, accrued taxes as of the dates thereof. No material adverse changes or events have occurred or will occur prior to the Closing hereunder affecting the condition of ...

... to be made to the Sellers by the Buyer hereunder shall be allocated and paid by the Buyer to each of the Sellers as follows: Able: 57.14 percen Baker: 42.86 percen Net Annual Commissions shall be defined as gross annual commissions less return commissions on property and casualty insurance with an inception date (or annual renewal date in the case of a policy written for a term in excess of one year) during the Experience Period, excluding, however, all so-called contingent, bonus or profit sharing commissions. Service fees (other ... other judicial or administrative action might properly be commenced. The financial statements of the Agency for the Agency's fiscal years ending December 31, 1994, December 31, 1995, and December 31, 1996, prepared by the firm of Bright, Sharp and Accurate, Certified Public Accountants, Cambridge, Massachusetts, and a copy of the internally prepared balance sheet and income statement of the Agency for the interim period ending June 30, 1997, copies of which have been provided to the Buyer prior to execution hereof, all of which have ... prepared, to the best of Sellers' knowledge, in accordance with generally accepted accounting principles, consistently applied throughout the periods covered thereby and present fairly the financial condition of the Agency as of the dates thereof. The aforesaid financial statements make adequate provision for or disclosure of all fixed, absolute and contingent liabilities, obligations and commitments of the Agency including, but not limited to, accrued taxes as of the dates thereof. No material adverse changes or events have occurred or will occur prior to the Closing hereunder affecting the condition of ...

... to be made to the Sellers by the Buyer hereunder shall be allocated and paid by the Buyer to each of the Sellers as follows: Able: 57.14 percen Baker: 42.86 percen Net Annual Commissions shall be defined as gross annual commissions less return commissions on property and casualty insurance with an inception date (or annual renewal date in the case of a policy written for a term in excess of one year) during the Experience Period, excluding, however, all so-called contingent, bonus or profit sharing commissions. Service fees (other ... other judicial or administrative action might properly be commenced. The financial statements of the Agency for the Agency's fiscal years ending December 31, 1994, December 31, 1995, and December 31, 1996, prepared by the firm of Bright, Sharp and Accurate, Certified Public Accountants, Cambridge, Massachusetts, and a copy of the internally prepared balance sheet and income statement of the Agency for the interim period ending June 30, 1997, copies of which have been provided to the Buyer prior to execution hereof, all of which have ... prepared, to the best of Sellers' knowledge, in accordance with generally accepted accounting principles, consistently applied throughout the periods covered thereby and present fairly the financial condition of the Agency as of the dates thereof. The aforesaid financial statements make adequate provision for or disclosure of all fixed, absolute and contingent liabilities, obligations and commitments of the Agency including, but not limited to, accrued taxes as of the dates thereof. No material adverse changes or events have occurred or will occur prior to the Closing hereunder affecting the condition of ...