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...ransfer the agency to a child or children, without being paid for all or part ...nce payments may be)? Are your children producers? Is a separate entity ...

...y hour, and that fire kills more children than any other cause. Marketing fi...gnals, homes, and buildings. School children come to Safetyville to learn to c...

... any of the thousands of other charities that need help. So this year, why not make a donation to a charity in your clients' names, then send a similar letter? Your clients will remember you. Dear (Customer Name), CHRISTMAS IS FOR KIDS! With this in mind, as in years past, we thought we would do something that would have a lasting benefit for children who are not as fortunate as we are during the holiday season. Since the Children's Hospital of Los Angeles has special needs at this time of year, we have made a contribution in your name to Children's Hospital so that the kids there might have a more enjoyable Christmas. We at Consumer Marketing thank you for helping to make this contribution possible and sincerely wish you a Merry Christmas and Happy ... by CompleteMarkets Editor This content has not been rated yet. A CHRISTMAS CONTRIBUTION Clients appreciate receiving Christmas cards and letters. It's nice to know that someone out there cares and wants to be remembered. Several years ago, IMMS received a memorable Christmas letter from Consumer Marketing Inc. of Los Angeles, reproduced below. Your agency's favorite charity might be a children's hospital, the Salvation Army, a homeless shelter, or any of the thousands of other charities that need help. So this year, why not make a donation to a charity in your clients' names, then send a similar letter? Your clients will remember you. Dear (Customer Name), CHRISTMAS IS FOR KIDS! With this in mind, as in years past, we thought we would do something that would have a ...

...r also includes young adults and children under 18. The greatest number of fi...

... decisions, from filing tax returns to selling the interest in the agency to establishing living trusts. They can also be given to make health care decisions. They normally take effect only if the agent is disabled and cannot act for himself, and end when the agent recovers his ability to act. 6.2 Transfers to the next generation. If an agent intends to transfer the agency to a child or children, without being paid for all or part of the agency's value, steps taken well before retirement can ease the gift and estate tax cost of this transfer. In a nutshell, an agent with less than $600,000 in net assets does not need to worry about estate and gift taxes. A married agent with $1.2 million in net assets can avoid estate and gift taxes with ... . For example, a husband and wife could make gifts of $20,000 a year to each child without tax. This gift could be in stock in the agency. Deduction against generation skipping tax. In addition to the estate and gift taxes, there is a generation skipping tax for transfers that skip a generation (such as from grandparent to grandchild) . There is presently a deduction sheltering the first $1 million in generation skipping transfers. For a large enough estate, it makes sense to use this deduction, and avoid a tax in the estate of the children. This can be done with a direct skip', such as a gift or bequest directly to grandchildren. It may be done with a generation skipping trust', which pays income to the children for life ...

... with hopes of college for their children; someone who wants a strong, safe in...y to IRA investors. Families with Children: Did you know that Single-Premium...

...es? Are you married? Do you have children? What are their ages? Are any children college-age? Do you own or rent? If ...