https://completemarkets.com/Article/article-post/1671/ASK-A-LICENSED-PRIVATE-INVESTIGATOR-PART-1/
... Contact the U.S. postal inspector assigned to the area in which the private postal company is located. If the case seems shady, the postal inspector may be willing to try to help, especially if there's a suspicion that the mails were used by the claimant during the claims process. Q: Many of the dubious claims that come across my desk seem to be using the same attorneys and medical clinics. Do you know where an individual can obtain lists of questionable attorneys and clinics? A: Obviously, due to the tremendous liability potential, private companies won't publish a list of questionable attorneys and medical clinics. I recommend that you talk to adjusters and investigators to see what information they have developed. I've also been told that the NICB is keeping a database of attorneys and medical clinics amassed ... all the files referred to it, and this information can be accessed by its members. Q: Just out of curiosity, how often does surveillance affect settlements of cases before or during a trial? A. That's extremely difficult to answer. I've had cases in which we were requested to show the claimant's attorney our film. On one case, he saw the film and dropped the claim. In other cases, the attorney wants to go to trial even though he or she is aware that we have incriminating film of the client. Recently, we obtained film for a defense firm, which then allowed the film to be used for two other named defendants. Two defendants settled for substantially less than the demand and even advised the attorney that they were settling, in part, because of ...
https://completemarkets.com/Article/article-post/2162/DIVORCE-AND-AGENCY-VALUE-SEPARATING-GOODWILL/
... retain clients through very little effort of the owner. Elements of this goodwill include the service of tenured staff, insurance companies (including their products and prices), location, history of the agency in the community, and other factors. These elements are not based factors that are separate from the clients' dependence on the agents' expertise, reputation, contacts, and special relationships. A doctor's clinic serves as a good analogy. If a sole-practitioner physician dies, becomes disabled, or retires, intrinsic and professional goodwill both come to an end. If another physician acquires the practice, the clinic might retain some patients from the previous doctor. These patients retain the new doctor because of past good experiences, friendly nurse and staff, location, and the clinic's long history in the community. ... of Appeals made an important decision concerning the division of professional goodwill. It determined that the sale and service of insurance accounts, which primarily exist in an intangible form, was based on the professional goodwill of the individual agent. What's more, the agent had the opportunity to compete for the business without the prohibitive contractual considerations that might exist in an employment contract. The court essentially decided that the trial court had erred in not assessing this type of goodwill and attributing such value to the agent. The Court found that the appellant, the insurance agent John Rathmell, had developed professional goodwill even though he was not a lawyer or a doctor. It went on to state that the value of the Rathmell companies should have excluded the value attributable to the time, toil, and talent Rathmell expended ...