https://completemarkets.com/Article/article-post/1108/Clusters/
Clusters
INTRODUCTION
The cluster concept ...he sharing of markets that provides clusters with their biggest advantage.) If...
https://completemarkets.com/Article/article-post/729/Marketing-Clusters-A-Means-Of-Growth-And-Survival/
Marketing Clusters - A Means Of Growth And Survival
...nd unrewarded efforts by contacting clusters and asking them about problems an...
https://completemarkets.com/Article/article-post/1109/AGENCY-CLUSTER-PROFILE/
... x No Thanks Loading.. Agency Cluster Profile 4/30/2013 by CompleteMarkets Editor This content has not been rated yet. AGENCY CLUSTER PROFILE Before entering into a cluster agreement with anyone, have them fill out this worksheet . This will help you decide if the prospective agency is compatible with your goals and will bring something to your cluster arrangement. The profile is in-depth, but you will find it worthwhile. AGENCY / CLUSTER PROFILE Name: ____ 1. Previous Year Current Year Forecast Written Premium $ _____ $ _____ $ _____ Gross Commission $ _____ $ _____ $ _____ 2. Estimated Agency Mix of Business - Property & Casualty Lines Previous Year Current Year Forecast Fire & Allied ___% ___% ___% Marine ___% ___% ___% General Liability ___% ___% ___% Crime/Fidelity/Glass ___% ___% ___% SMP & BOP ___% ___% ___% Commercial Auto ___% ___% ___% Workers Comp ___% ___% ___% Personal Auto ___% ___% ___% Homeowners ___% ___% ___% All Other Lines ___% ___% ___% Total 100.0 % 100.0 % 100.0 % 3. Estimated Agency Loss Ratio Previous Year Current Year Personal Lines ___% ___% Commercial Lines ___% ___% Life/Health ___% ___% 4. Total Number of: Personal Lines Accounts ____ Personal Lines Policies ____ Commercial Lines Accounts ____ Commercial Lines Policies ____ Life/Health Accounts ____ Life/Health Policies ____ 5. Commercial Accounts - Five Largest - Written ...
https://completemarkets.com/Article/article-post/271/The-Impact-Of-Clusters-On-Agency-Value/
The Impact Of Clusters On Agency Value
In this document,..., they’re not qualified to organize clusters without professional help.
If so...
https://completemarkets.com/Article/article-post/2154/CLUSTERING-REVISITED/
... or exist in separate locations. Clusters work equally well in rural, urban, or suburban settings. Clusters may provide client support services ...
https://completemarkets.com/Article/article-post/272/Cluster-Tips/
...d hostage by the other members?
Clusters are ripe for mismanagement and for h...
https://completemarkets.com/Article/article-post/1530/LEGAL-OUTLINE-FOR-CALIFORNIA-AGENCIES-CHAPTER-1/
... x No Thanks Loading.. Legal Outline For California Agencies - Chapter 1 4/30/2013 by CompleteMarkets Editor This content has not been rated yet. LEGAL OUTLINE FOR CALIFORNIA INSURANCE AGENCIES CHAPTER ONE FORM OF ORGANIZATION CHOICE OF A LEGAL FORM OF AGENCY OPERATION - PROPRIETORSHIP, CLUSTER OF INDIVIDUALS, PARTNERSHIP, OR CORPORATION. 1.1. Some possible objectives of owners in choosing the form of agency organization and perpetuation. The forms of agency organization, such as incorporation vs. partnership, may be elementary for most agents. However, the questions of how the stock and/or expirations are to be held, whether individually, by a partnership, or (for expirations) at the corporate level, are complex questions. The answers depend in large measure on how the agency interest is to be held and ultimately disposed of, and on how much control the individual agency owners want to retain. These questions will now be touched on. There are several legal forms of organization for an insurance production agency. In choosing, the broker-agent should consider how he will ultimately dispose of the agency, as well as current operations. I will cover the most usual forms for property and casualty production agencies. The agency business may be owned by an individual, either operating alone or in a cluster with other individuals. One or more agents may operate in a general partnership. The agency may also be operated by a corporation, owned by one or more shareholders. The corporation may be a C' corporation, which is taxable on its earnings. Some corporations may elect S' corporation status, ...
https://completemarkets.com/Article/article-post/1809/CLUSTERS-%E2%80%93-ARE-THEY-RIGHT-FOR-YOU/
Clusters – Are They Right For You?
CLUSTERS – ARE THEY RIGHT FOR YOU? ...e to a wider universe of prospects, clusters provide a new and exciting busine...
https://completemarkets.com/Article/article-post/67/Specimen-Cluster-Agreement/
... x No Thanks Loading.. Specimen Cluster Agreement 4/30/2013 by CompleteMarkets Editor , David A. Bakst This content has not been rated yet. SPECIMEN CLUSTER AGREEMENT Prepared By: DAVID A. BAKST, ESQUIRE MORRISON, MAHONEY & MILLER AGREEMENT made and entered into this __ day of ___, 19_, by and among the following Parties: A. RED INSURANCE AGENCY, INC., a Massachusetts corporation, having a principal place of business in Boston, Massachusetts; B. WHITE INSURANCE AGENCY, INC., a Massachusetts corporation, having a principal place of business in Boston, Massachusetts; C. BLUE INSURANCE AGENCY, INC., a Massachusetts corporation, having a principal place of business in Boston, Massachusetts; D. JASON W. GREY of Cambridge, Massachusetts; and E. WINSTON P. BLACK of Lexington, Massachusetts. All of the foregoing entities and individuals shall be referred to hereinafter, collectively, as the Parties' and, individually, as a Party. W I T N E S S E T H: WHEREAS, each of the Parties is engaged in business in the Commonwealth of Massachusetts as an insurance agent and broker, and WHEREAS, the Parties desire to associate together for the purpose of forming a joint venture to provide certain services and assistance exclusively to the Parties with respect to their future operations in the insurance business, and WHEREAS, the Parties desire to consolidate certain aspects of the business operations other than the solicitation and production of insurance business; NOW, THEREFORE, in consideration of the mutual covenants herein contained and in reliance upon ...
https://completemarkets.com/Article/article-post/1302/SAMPLE-CLUSTER-AGREEMENT/
... x No Thanks Loading.. Sample Cluster Agreement 4/30/2013 by CompleteMarkets Editor This content has not been rated yet. SAMPLE CLUSTER AGREEMENT &# 160 This template, developed by a leading attorney, covers all the bases. &# 160 AGREEMENT made and entered into this __ day of ___, 19_, by and among the following Parties: &# 160 A. RED INSURANCE AGENCY, INC., a Massachusetts corporation, having a principal place of business in Boston, Massachusetts; &# 160 B. WHITE INSURANCE AGENCY, INC., a Massachusetts corporation, having a principal place of business in Boston, Massachusetts; &# 160 C. BLUE INSURANCE AGENCY, INC., a Massachusetts corporation, having a principal place of business in Boston, Massachusetts; &# 160 D. JASON W. GREY of Cambridge, Massachusetts; and &# 160 E. WINSTON P. BLACK of Lexington, Massachusetts. &# 160 All of the foregoing entities and individuals shall be referred to hereinafter, collectively, as the Parties' and, individually, as a Party. &# 160 W I T N E S S E T H: &# 160 WHEREAS, each of the Parties is engaged in business in the Commonwealth of Massachusetts as an insurance agent and broker, and &# 160 WHEREAS, the Parties desire to associate together for the purpose of forming a joint venture to provide certain services and assistance exclusively to the Parties with respect to their future operations in the insurance business, and &# 160 WHEREAS, the Parties desire to consolidate certain ...