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... Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All reduction Articles tagged with reduction Back Cobra Extends Health Benefits This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:38:56 PM COBRA EXTENDS HEALTH BENEFITS The Consolidated Omnibus Budget Reconciliation Act is better known as COBRA. Its acronym sounds venomous, but COBRA is the antidote for people who have just.. All Articles by CompleteMarkets Editor Comments (0 ) Comprehensive Coverage This content has not been rated yet ... The contingencies controversy can give agents a competitive advantage. If I had a thousand dollars for every pound of pape.. All Articles by CompleteMarkets Editor Comments (0 ) Hard Market Pre-Approach This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:10 PM HARD MARKET PRE-APPROACH Dear (Customer Name): THE PRICE IS RIGHT! It's free! Our risk management consultants come to you free of charge, and you might be surprised at what they'll have.. All Articles by CompleteMarkets Editor Comments (0 ) New Osha Civil Penalties Policy This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:39:41 PM INFORMATION DATE 19920715 DESCRIPTION USDOL Program Highlights-Civil Penalties Policy SUBJECT New OSHA Civil Penalties Policy U.S. Department of Labor Program Highlights ...

...r Building Maintenance COBRA vendors Coffee service Co...ewman is the president of Phaze II Consulting, Inc. (Ft. Myers, FL), a management consulting firm for the insurance industry. Phaze II Consulting is the owner of the Master Agenc...

... in the nongroup market will be required to offer individual coverage to all eligible individuals moving from group to individual coverage. To be eligible for this guarantee, the individual: must have been covered under one or more health plans for coverage; must not be eligible for group health coverage; must not have lost group coverage due to nonpayment of premiums or fraud; and if eligible for continuation coverage under COBRA* or similar state programs, must have elected and exhausted this coverage. [* NOTE: Title of the Consolidated Omnibus Budget Reconciliation Act of 1985 requires employers with 20 or more employees to offer continued group health insurance coverage to employees and their dependents after certain events, including job termination or death of the worker. The employer is not required to pay for this coverage, which may last ... Act. [1 ] Former enrollees who need to document creditable coverage prior to July 1, 1996 may follow procedures established by the Secretaries of Labor, Health and Human Services, and Treasury. [2 ] Former enrollees must make written requests for certification of creditable coverage which ended between July 1, and October 1, 1996 Beth Fuchs is a specialist in social legislation. Madeline Smith is a consultant with the Congressional Research Service Education and Public Welfare Division. Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts ...

...le for continuation coverage under COBRA* or similar state programs, must have... or otherwise becomes covered under a COBRA continuation provision; after termination of COBRA coverage, if applicable; and ...