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... ) Please consider the following: 1. Would you recommend this company? 2. What about this company do you like/dislike? 3. Why did you choose this rating? Submit This Anonymously Submit Cancel Contact Us contact_phone Click to call Unfollow First name: Last name: Email: Are you sure you want to deactivate your CompleteMarkets Company Profile Deactivate Cancel Loading.. About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Collections 4/30/2013 10:38:09 PM by CompleteMarkets Editor This content has not been rated yet. COLLECTIONS The purpose of a collection system is to collect money owed to the agency without alienating the insured. In this section, we will answer the following questions: Who should do the collecting? What are the steps to developing an effective collection system? When should you collect? Why must every agency set a goal concerning collections? OVERVIEW Who Should Do the collecting? One staff person should be responsible for the collection system. This person should be the bookkeeper, financial manager, or another individual in the accounting department. Do not involve the producer in collecting unpaid premiums. A producer cannot be the good guy' who develops a friendly relationship with the insured and then ...

... x No Thanks Loading.. Collections 4/30/2013 by CompleteMarkets Editor This content has not been rated yet. COLLECTIONS The purpose of a collection system is to collect money owed to the agency without alienating the insured. In this section, we will answer the following questions: Who should do the collecting? What are the steps to developing an effective collection system? When should you collect? Why must every agency set a goal concerning collections? OVERVIEW Who Should Do the collecting? One staff person should be responsible for the collection system. This person should be the bookkeeper, financial manager, or another individual in the accounting department. Do not involve the producer in collecting unpaid premiums. A producer cannot be the good guy' who develops a friendly relationship with the insured and then the bad guy' at collection time. What Are the Steps to Developing an Effective Collection System? 1. Appoint a responsible collection manager. 2. Establish a list of key accounts (the agency's largest and best accounts), which are not subject to automatic collection rules. These accounts receive special attention by telephone from the collection manager. 3. Establish an agreement with CSRs and anyone who processes new and renewal policies that a policy inception date cannot go by without a binder and a billing. 4. Proceed to get payment within 15 days of the renewal date, or issue a notice of cancellation directly to the insured (with the exception of previously agreed-upon key accounts) . Use either an automated aged-accounts receivable printout or your manual bookkeeping system. 5. Educate all producers, agency ...

... &# 160 AGREEMENT made and entered into this __ day of ___, 19_, by and among the following Parties: &# 160 A. RED INSURANCE AGENCY, INC., a Massachusetts corporation, having a principal place of business in Boston, Massachusetts; &# 160 B. WHITE INSURANCE AGENCY, INC., a Massachusetts corporation, having a principal place of business in Boston, Massachusetts; &# 160 C. BLUE INSURANCE AGENCY, INC., a Massachusetts corporation, having a principal place of business in Boston, Massachusetts; &# 160 D. JASON W. GREY of Cambridge, Massachusetts; and &# 160 E. WINSTON P. BLACK of Lexington, Massachusetts. &# 160 All of the foregoing entities and individuals shall be referred to hereinafter, collectively, as the Parties' and, individually, as a Party. &# 160 W I T N E S S E T H: &# 160 WHEREAS, each of the Parties is engaged in business in the Commonwealth of Massachusetts as an insurance agent and broker, and &# 160 WHEREAS, the Parties desire to associate together for the purpose of forming a joint venture to provide certain services and assistance exclusively to the Parties with respect to their future operations in the insurance business, and &# 160 WHEREAS, the Parties desire to consolidate certain aspects of the business operations other than the solicitation and production of insurance business; &# 160 NOW, THEREFORE, in consideration of the mutual covenants herein contained and in reliance upon the representations and warranties of the respective Parties herein set forth ...

... x No Thanks Loading.. Collection Letter - Threatening Legal Action 4/30/2013 by CompleteMarkets Editor This content has not been rated yet. COLLECTION LETTER - THREATENING LEGAL ACTION Dear (Customer Name), RE: BALANCE DUE It is urgent that this unpaid balance be paid by ( ) to close this account. We have verified this balance and found it to be correct. However, if you do not agree, or need additional information, please call me immediately. Unless we receive your payment in full or hear from you to make other arrangements, we will have no other alternative but to take legal action. Sincerely, &# 160 Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and people searches you make. And much more! All Articles by CompleteMarkets Editor Monetization type: None Comments (0 ) There ...

... x No Thanks Loading.. Follow-Up Collection Letter 4/30/2013 by CompleteMarkets Editor This content has not been rated yet. FOLLOW-UP COLLECTION LETTER Dear (Customer Name), RE: Policy Number Company Please take note of this reminder that your ( ) is due in our office by (Date) . It is urgent that we receive this from you by that date. In any event, give me a call, so that we can make arrangements with you for payment of this premium. Should your payment not be received nor other arrangements made, we will have no alternative but to send a 10-day direct notice of cancellation for this policy. We appreciate your sending payment now to avoid such action. Sincerely, &# 160 Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and people searches you make. And much ...

... Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back 11 Surefire Tactics To Gain Control Of Receivables 4/30/2013 12:00:00 AM by CompleteMarkets Editor , Ken Buehler This content has not been rated yet. If you have a receivables problem, now is the best time to contain it. Most agencies with receivables problems believe they appeared suddenly, but in reality the problem had existed for some time. Controlling receivables is nothing more than training your clients and your producers and the staff persons who support the producers. Monitoring should be ongoing, and that requires discipline. Here are 11 steps that will get receivables under control and keep them that way: 1. Have a formal, written collections policy and enforce it. 2. If you have a receivables problem, meet with each producer every few days until they find the source of the problem. For those problems you will be unable to clear up right away, require that a signed note if the client is willing. When they are unwilling, start cancellation and collection proceedings. 3. If a particular producer has a problem, conduct a person-to-person review of the receivables. Set weekly goals to complete until the producer has them under control. When you sit down with them each week, make their goal the first item on the agenda. Start with the accounts that are more than 90 days past due, and once those are under control, start working on the over 60s. 4. Charge receivables back to the ...

... x No Thanks Loading.. Avoid The Killer Curve: Maintain Business Momentum 4/30/2013 by CompleteMarkets Editor , John Graham This content has not been rated yet. In spite of 19th-hole braggadocio about rising sales figures, bottom-line results, and upcoming prospects, businesses do stall and stagnate. Streamline.com was a raging Internet stock until it ran into a wall. Kodak used to be a Wall Street favorite, and now it's struggling to find itself. P&G once had 99.44 % acceptance; now the tide seems to have turned. For years, Xerox set the standard; then it lost direction. It happens to smaller businesses, too. For example, a competent, well-connected credit manager formed a collection company. From the moment the doors opened, the firm was a runaway success. For four years, there was continual growth. More employees were added, and the office space doubled. Then things slowed, and some months later there was an actual plateau. Finally volume began to slide. I couldn't figure out what was going on, ' said the president. Everything was so good for so long. Every month set a new record. Then it all began to change. At first, the owner thought it was a minor glitch on the screen. We had been doing so well, I thought we were just slowing down a bit. When the downward slide continued, he called in a marketing consultant. The analysis revealed that the success of the business was due mainly to the owner's excellent networking over many years as a credit and collections manager for a large ...

... Date) and all commissions attributable to the insurance written for the Subject Accounts with an inception date prior to the Accounting Date are now and shall remain in the property of and be the responsibility of the Seller and shall not be acquired by the Buyer. (b ) Except as specifically provided to the contrary hereinafter, all accounts receivable and payable (whether billed or unbilled as of the Accounting Date) and all commissions attributable to the insurance written for the Subject Accounts with an inception date prior to the Accounting Date are now and shall remain in the property of and be the responsibility of the Seller and shall not be acquired by the Buyer. (c ) Within 10 days after the Accounting Date, the Seller shall account for and deliver to the Buyer such premiums as the Seller may have collected for business written with an inception date on and after the Accounting Date; and thereafter, the Seller shall remit to the Buyer forthwith upon its receipt thereof any such receivables which are the property of the Buyer as provided herein. (d ) For purposes of this section and elsewhere throughout this Agreement, in determining the inception date of a policy, (i ) annual anniversaries on policies written for a term in excess of one year shall be deemed to be an inception date as if the coverage were written for a one year period only except in the event the premium is prepaid for the entire policy term; but (ii) in the case of policies where the premium is billed in monthly or other less than annual installments, the premium billing due date shall be deemed an inception ...

... Planning: Office Layout This content has not been rated yet. CompleteMarkets Editor , Virginia Bates 4/30/2013 12:00:00 AM (NON-WEB) SITE PLANNING: OFFICE LAYOUT by Virginia Bates Even if you're on the right track, you'll get run over if you just sit there.- Will Rogers Many agency princi.. All Articles by CompleteMarkets Editor Comments (0 ) Agency Telephone Procedures: How To Take Calls This content has not been rated yet. CompleteMarkets Editor , Karen Flaherty 4/30/2013 12:00:00 AM AGENCY TELEPHONE PROCEDURES: HOW TO TAKE CALLS by Karen Flaherty Verbal Courtesy Courtesy pays off. It's hard to be mad at someone who's being nice, so be nice! Be generous with .. All Articles by CompleteMarkets Editor Comments (0 ) Collections This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:38:09 PM COLLECTIONS The purpose of a collection system is to collect money owed to the agency without alienating the insured. In this section, we will answer the following questions: Who s.. All Articles by CompleteMarkets Editor Comments (0 ) Creating Initiatives And Objectives This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:41:13 PM CREATING INITIATIVES AND OBJECTIVES Your planning meeting should focus on the areas that need atte.. All Articles by CompleteMarkets Editor Comments (0 ) Formalizing The Plan This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:40:51 PM FORMALIZING THE PLAN A plan is only as good as its ...

... nitrous oxide and halogenated agents (vapors) such as halothane, enflurane, methoxyflurane, trichloroethylene, and chloroform. The list of workers with potential for exposure toWAGs includes nurses, physicians- surgeons, obstetricians, gynecologists-operating room technicians, and recovery room personnel; dentists and veterinarians and their assistants; and other auxiliaries. Hospital emergency room personnel may also be exposed, but not on a regular basis. OSHA, therefore, has developed technical instructions designed to give guidance for coping with exposure to WAGs. The instructions cover sampling methods, leak test procedures, medical surveillance, disposal methods, training and exposure to WAGs. Exposure Concentrations. No worker should be exposed to concentrations of WAGs greater than two parts per million (ppm) of any halogenated anesthetic agent, based on the weight of the agent collected for a 45-liter air sample by charcoal adsorption over a sampling period not to exceed one hour. Controlled agents and their respective weights corresponding to two ppm are: chloroform, 9.76 mg/cu m; trichloroethylene, 10.75 mg/cu m; halothane, 16.15 mg/cu m; methoxyflurane, 13.5 mg/cu m; enflurane, 151 mg/cu m; fluroxene, 10.31 mg/cu m. When such agents are used in combination with nitrous oxide, levels of the halogenated agents well below two ppm are achievable. In most situations, control of nitrous oxide to a time weighted average concentration of 25 ppm during the anesthetic administration period will result in levels of about 0.5 ppm of the halogenated agent. The occupational exposure to nitrous oxide, when used as the sole anesthetic ...