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Gaps In Commercial Lines Coverages
Dear (Customer N... to review four different areas of commercial insurance with you. First, you a...

E&O In Commercial Auto
E&O IN COMMERCIAL AUTO by Curtis Pearsall In virtually every Commercial Lines agency, there’s a good ...ur staff and your customers on this coverage – and go a long way tow...

...have Life insurance. Your Commercial Lines customer files: Do you target...the sale of Term insurance to your Commercial clients for many business Life i...

... business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and people searches you make. And much more! All Articles by CompleteMarkets Editor Monetization type: None Comments (0 ) There are no comments ... . About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews Member Content Member Content - Content Package Categories Popular Recent All Back Employment Practices Liability Insurance: Occurrence Forms versus Claims-Made Forms 10/20/2016 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Before the advent of specialized Employment Practices Liability (EPL) insurance policies, many employers sought coverage under one or more of their standard Liability insurance policies. Because some of the early EPL claims were paid under these general policies, it's fair to say that the first EPL policies provided coverage on an occurrence basis. Squeamishness about how losses might pan out led underwriters to issue EPL policies on a claims-made basis. But recently there have been instances of EPL coverage being issued on an occurrence basis-in ...

... business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and people searches you make. And much more! All Articles by CompleteMarkets Editor Monetization type: None Comments (0 ) There are no comments ... . About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews Member Content Member Content - Content Package Categories Popular Recent All Back Employment Practices Liability Insurance: Occurrence Forms versus Claims-Made Forms 10/20/2016 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Before the advent of specialized Employment Practices Liability (EPL) insurance policies, many employers sought coverage under one or more of their standard Liability insurance policies. Because some of the early EPL claims were paid under these general policies, it's fair to say that the first EPL policies provided coverage on an occurrence basis. Squeamishness about how losses might pan out led underwriters to issue EPL policies on a claims-made basis. But recently there have been instances of EPL coverage being issued on an occurrence basis-in ...

... business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial Lines Professionals Life/Health & Benefits Professionals Online newsletters and content that you can use for your clients and social media efforts. Ability to attach leads and clients to your specific market searches, with e-mail alerts for all the market, articles, blogs and people searches you make. And much more! All Articles by CompleteMarkets Editor Monetization type: None Comments (0 ) There are no comments ... . About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews Member Content Member Content - Content Package Categories Popular Recent All Back Employment Practices Liability Insurance: Occurrence Forms versus Claims-Made Forms 10/20/2016 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Before the advent of specialized Employment Practices Liability (EPL) insurance policies, many employers sought coverage under one or more of their standard Liability insurance policies. Because some of the early EPL claims were paid under these general policies, it's fair to say that the first EPL policies provided coverage on an occurrence basis. Squeamishness about how losses might pan out led underwriters to issue EPL policies on a claims-made basis. But recently there have been instances of EPL coverage being issued on an occurrence basis-in ...

... reason that the slight risk involved doesn't warrant the time it takes to complete a coverage checklist — especially since their employer, rather than the producer, is responsible for paying any claims that might arise. When interviewed, many producers say they fear that clients will refuse to take the time to complete a coverage checklist. Although this might hold true for some clients, surveys indicate that the majority of Commercial Lines clients will give producers the time to go through a checklist. In fact, most insureds consider this time well spent and appreciate the agent's added-value service. Also, since it's in a client's best interest to carefully review its coverages and assess its insurance needs, a producer should think twice about continuing to solicit clients who refuse to do so. A coverage checklist signed by a client can ... Back Don't Get Burned When Clients Reduce Limits 4/30/2013 12:00:00 AM by CompleteMarkets Editor , Chris Burand This content has not been rated yet. Improve your odds of winning an E&O lawsuit by following these preventative measures. A report issued in 2006 by Marsh & McLennan warned of a growing gap between the liability risk of insureds and their corresponding levels of insurance coverage. An article in the Sept. 8, 2003, issue of Insurance Day stated, "According to the report, companies covered in the survey reduced insurance limits by an average of 9.4% over a 12-month period ending in January 2003." Since the number and size of claims don't appear to be decreasing, companies that reduce limits are taking a gamble. Some will win. Others ...

...similar to the exclusion in ISO Commercial Property forms. The policy now excl...ecreational Motor Vehicle Liability Coverage Endorsement ISO has reduced the coverage in this endorsement by adding mot...

... indicate that the majority of Commercial Lines clients will give producers t... as insureds resist buying all the coverages they need, your E&O exposure...

...nce of late premiums to backdate coverage on renewal. An insurer's practice of...ccepted late payments and backdated coverage, from denying coverage based on late payment of renewal ...