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... , because it lacks a specific definition. Removing this word broadens of coverage. At the same time, ISO added an exclusion for infestation, discharge, or release of waste products by animals to allow the Homeowners policy wording to be similar to the exclusion in ISO Commercial Property forms. The policy now excludes damage caused by "Nesting or infestation, or discharge or release of waste products or secretions, by any animals" . Endorsements Changed, Added or Deleted In addition to the changes to the Homeowners coverage forms, ISO changed ... both Section I – Property Not Covered and Section II – Liability Exclusions, the coverage did not extend to a motor vehicle unless used solely to service an "insured's" premises. There were concerns that a motor vehicle (such as a riding lawn mower), otherwise covered would have no coverage if it had been used even once in the past to service a neighbor's premises. The policy now states that there is coverage for a motor vehicle "used solely to service a residence" (and not the ... the use, sale, manufacture, delivery, transfer, or possession of a controlled substance had an exception for the legitimate use of prescription drugs by a person following the orders of a licensed "physician" . Recognizing that dentists, nurse practitioners, and other health care professionals also have the legal right to prescribe drugs, ISO changed the wording to "following the lawful orders of a licensed health care professional" . Good News, Bad News Some of the policy changes, while reducing coverage in one way, broadened coverage in ...