https://completemarkets.com/Article/article-post/797/Lead-Forms-For-Commercial-Lines/
Lead Forms For Commercial Lines
Just as the Personal Lines...__
Action Step:
Use this form with Commercial Lines clients to develop Life le...
https://completemarkets.com/Article/article-post/2005/HOW-TO-BECOME-A-WORKERS-COMPENSATION-EXPERT/
...perations affecting coverage, subcontractors and admiralty law coverages. Aft...
https://completemarkets.com/Article/article-post/2453/Adjusters-Say-The-Darnedest-Things/
...’s another example, involving a Commercial Lines claim.
The insured cement con...a claim isn’t paid even though '... liability has become reasonably clear.'
Al...
https://completemarkets.com/Article/article-post/2800/Best-Insurance-Plans-That-Protect-Large-Scale-Contractor-Operations/
...urance challenges that standard commercial policies can't solve. The U.S. cons...e full policy language against the commercial contract requirements for all cu...
https://completemarkets.com/Article/article-post/2261/STATUTORY-EMPLOYERS-SPECIAL-EMPLOYERS-AND-WORKERS-COMPENSATION/
...rt of the work to one or more subcontractors, but may still be liable for Work...ontracts, and deals with employer's liability and other tort liability claims involving workers.
https://completemarkets.com/Article/article-post/2258/STATUTORY-EMPLOYERS-SPECIAL-EMPLOYERS-AND-WORKERS-COMPENSATION/
...rt of the work to one or more subcontractors, but may still be liable for Work...ontracts, and deals with employer's liability and other tort liability claims involving workers.
https://completemarkets.com/Article/article-post/2149/DOING-YOUR-DUTY-PROFESSIONAL-CONDUCT-E-O-AND-YOU/
...y is to offer umbrellas to each Commercial account, the audit should determin...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2149/DOING-YOUR-DUTY-PROFESSIONAL-CONDUCT-E-O-AND-YOU/
... words, don't let folks audit their own trails, so that they can learn the strengths and weaknesses of their subordinates and identify training needs. The audit format should reflect your agency's procedures and objectives. For example, if your policy is to offer umbrellas to each Commercial account, the audit should determine whether this policy is being implemented. Essentially, the audit checklist should mirror the task list constituting each system component. Your agency's system can be as simple as a notebook containing standard operating procedures or as extensive as your needs dictate ... find appropriate coverage for his fur-cleaning firm. Unfortunately, the agent did not obtain insurance covering the bailee exposure that comes with cleaning and storing valuable fur items. Result: Finding for the plaintiff (the insured) . Case 2: The insured, a swimming pool subcontractor, required General Liability and other coverages to maintain his business relationships with his clients (general contractors) . A Certificate of Insurance was issued to a general contractor indicating that the insured had all the coverages required by the general contractor's contract. The general contractor reported ... loss arising from the insured's work. The loss resulted in discontinuation of underground utility service to a major manufacturing plant. The insured did not have appropriate coverage for the underground property damages. The general contractor's insurance carrier responded to the loss, and then subrogated against the insured. The insured then sued the agent. Result: Finding for the plaintiff (the insured) . Failure to obtain proper coverage accounts for more than 50% of all losses reported to E&O carriers. A similar, but slightly different, error is ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2156/E-O-LEGAL-ACTIONS-THE-AGENCY-NEMESIS/
... of the previously mentioned nine components. It must be done as a separate audit system, and should be effected by someone who can objectively examine paper or media trail. In other words, don't let the people audit their own trails. Many agencies use Personal or Commercial lines managers for this important function. A manager can thus learn the strengths and weaknesses of the personnel they're supervising and find training opportunities. The audit format should reflect agency policy concerning how each of the nine functional components is supposed to work. For example, ... to meet the standards of contracts required by the client. The client, a general contractor, reported a loss arising from the work of the insured. The loss resulted in discontinuation of underground utility service to a major manufacturing plant. The insured, a swimming pool subcontractor, did not have coverage for the underground property damage. The insurance carrier for the general contractor responded to the loss, and then subrogated against the pool contractor. Finding for the plaintiff-who subsequently found another insurance-related resource: his agent's E&O policy. These ... fur items. Award for the plaintiff (insured) . If that sounds like a simple mistake, take a look at this error in obtaining the proper coverage: Case No.2: Failure to Obtain Proper Coverage To maintain his business relationships with clients, the insured required general liability and other coverages. A certificate of insurance was issued indicating that the insured had all the proper coverages to meet the standards of contracts required by the client. The client, a general contractor, reported a loss arising from the work of the insured. ...
https://completemarkets.com/Article/article-post/912/DRUG-TESTING-AND-EMPLOYEE-ASSISTANCE-PROGRAMS/
... from the federal government. Subcontractors and subgrantees are not covered b...