https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/623/E-O-Failure-To-Read-A-Policy-Is-No-Defense/
... remarks at the end of this article about how to protect yourself In a malpractice suit against an insurance broker by its customer, the New Jersey Supreme Court decided that insurance brokers may not rely on a customer's failure to read his insurance policy as the basis of a defense of comparative negligence. Aden v. Fortish, 169 N.J. 64 (2001) Before this decision, there have been numerous decisional pronouncements that an insured had an obligation to read the policy provided to them. Indeed, the Appellate Division had upheld the right of an insurance producer to raise the issue of comparative negligence, and had held that the issue was one for the jury to decide in the context of comparing the negligence of two parties and determining proximate cause. In Aden v. Fortish, a fire damaged a condominium owned by the plaintiff and the condominium association's policy failed to cover the damage to the interior of the premises. Because the plaintiff's policy only provided $1 ,000 of coverage, plaintiffs were required to pay about $20,000 in repair costs. Plaintiffs sued the broker for allegedly neglecting to procure adequate coverage for the risk of loss. The broker filed an Answer contending that the plaintiffs failed to read their policy to determine if what they received is what they ordered, and that this failure made the plaintiff's comparative fault greater than that of the broker. The essence of the claim was that the broker didn't produce a policy with adequate coverage. The broker's defense was that, even if he did provide inadequate coverage, the plaintiffs had an obligation to read their policy. If they ...
https://completemarkets.com/Article/article-post/623/E-O-Failure-To-Read-A-Policy-Is-No-Defense/
...en v. Fortish, a fire damaged a condominium owned by the plaintiff and the condominium association’s policy failed to cov... obligation was to ensure that the condominium association policy, combined wi...
https://completemarkets.com/Article/article-post/1712/DIVIDE-SALES-DUTIES-INTO-MARKETING-AND-SELLING/
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https://completemarkets.com/Article/article-post/2581/Selling-Insurance-Online/
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https://completemarkets.com/Article/article-post/337/Targeting-The-Ethnic-Consumer/
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