https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/tag/trend/
... of a loss-control program. The desired stati.. All Articles by CompleteMarkets Editor Comments (0 ) Existing Clients This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:37:33 PM EXISTING CLIENTS Re: Homeowners Insurance Dear (Customer Name), Enclosed is your renewal policy effective (Date) written with (Company Name) . As you are undoubtedly aware, construction costs are c.. All Articles by CompleteMarkets Editor Comments (0 ) Governmental Institutions - The Lawsuit Trend This content has not been rated yet. CompleteMarkets Editor 4/15/2014 12:00:00 AM Dear (Customer Name): Have you noticed this disturbing trend? The number of lawsuits filed is increasing and the amount of the awards being offered is.. All Articles by CompleteMarkets ... been rated yet. CompleteMarkets Editor , Al Rhodes 6/10/2015 12:00:00 AM Use this proven method to measure the effectiveness of your clients' risk management programs. Loss control programs play a key role in helping your clients manage their risks. Although these programs offer significant benefits, calculating their impact can be difficult. All Articles by CompleteMarkets Editor Comments (0 ) Personal Umbrella Liability This content has not been rated yet. CompleteMarkets Editor 4/30/2013 10:38:09 PM PERSONAL UMBRELLA LIABILITY Dear (Customer Name), $1 ,000,000 INSURANCE COVERAGE? The times we live in have brought about significant changes in the insurance needs of.. All Articles by CompleteMarkets Editor Comments (0 ) To Boost Profits, Cut Agency Expenses: Part ...
https://completemarkets.com/Article/article-post/1325/Homeowners-Checklist/
... age?
What is the year of construction of your home?
What bank holds...ood zone?
Is your home under construction or being remodeled?
Do you ...
https://completemarkets.com/Article/article-post/2500/OIL-GAS-INDUSTRY-GROWING-INSURANCE-OPPORTUNITIES/
... Lease Work Construction &
...
Pipeline Construction/Dealers
...
https://completemarkets.com/Article/article-post/1324/GENERAL-CUSTOMER-QUESTIONNAIRE/
...ouse was built and the cost of construction, excluding land ________________________________________________ Construction of home: Masonry ______ Brick Ven...
https://completemarkets.com/Article/article-post/793/Understanding-And-Using-The-Services-Of-Program-Administrators/
...staurants, taverns, or certain construction trades, but I don't consider these...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1324/GENERAL-CUSTOMER-QUESTIONNAIRE/
... ? __ [includes excess major medical] 4. Mortgage Protection Life Insurance: Interested? __ Not Interested? __ 5. Other Life Insurance or Financial Planning Service: Interested? __ Not Interested? __ Replacement costs have increased 25% in the last 3 years. Do you carry enough insurance? ___ If you can, please give us the year your house was built and the cost of construction, excluding land ____ Construction of home: Masonry ___ Brick Veneer ____ Frame ____ Mixed ___ % ____ Typee of roof ____ Is basement finished? ____ If your house is not insured to 80% of replacement value, you can be penalized at time of loss. &# 160 AUTOMOBILE Expiration Date___ Types of Cars Use (pleasure, business) 1.____ ___ ... _ If so, please give length ___, motor horsepower___, inboard or outboard ___, value of boat $ ____, motor $ ____, and boat trailer $ ____. There are a great many optional coverages available. Please indicate if you are interested: 1. Credit Card and Forgery Interested? __ Not Interested? __ 2. Earthquake: Interested? __ Not Interested? __ 3. Umbrella Liability Interested? __ Not Interested? __ [includes excess major medical] 4. Mortgage Protection Life Insurance: Interested? __ Not Interested? __ 5. Other Life Insurance or Financial Planning Service: Interested? __ Not Interested? __ Replacement costs have increased 25% in the last 3 years. Do you carry enough insurance? ___ If you can, please give us the year your ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/793/Understanding-And-Using-The-Services-Of-Program-Administrators/
... , but most generate sales through the insurance agency system. A true specialty insurance program has unique characteristics that distinguish it from a standard insurance submission-say, the underwriting of a specialty class of business requiring expertise in exposure analysis, or rates and forms that deviate from normal terms and conditions to satisfy the customer's insurance needs. One often hears of a specialty program formed for restaurants, taverns, or certain construction trades, but I don't consider these specialty programs because an abundance of standard and nonstandard insurance companies will compete for this business with standard forms and rating criteria. In a genuine specialty program, only a limited number of insurance companies have: The understanding or desire to compete for the class of business The rates or forms necessary to rate or insure the exposures properly Individual reinsurance treaties in place to ... loss-control representatives who have the expertise to specialize in the underwritten class. My firm underwrites the outdoor recreation industry, including such business as resorts, dude ranches, outfitters and guides, trap and skeet clubs, hunting and fishing lodges, hunting leases, snowmobile tours, RV parks, and campgrounds. The program offers a full compliment of package policy forms: Auto, Workers Compensation, Marine, and Umbrella Liability. The program is admitted in the United States; we have a separate division that underwrites Canada. Our insurer is Gulf Insurance Group, an A + 9 rated company and part of the Travelers Property & Casualty Cos. Our insurance provider for Workers Compensation is the Legion Insurance Co., which is A8 rated. We contract with independent insurance agents throughout the country to represent our products ...
https://completemarkets.com/Article/article-post/935/EPL-BUILDING-A-THREE-LEGGED-STOOL-OF-PROTECTION/
... public policy can form the basis for a wrongful discharge claim only when such a prohibition is set forth in a statute or regulation. In other states, public policy may also be established by court decision and might not necessarily be prohibited by law. However the term is defined, it should include all discharges that are against public policy or wrongful, whether such termination is alleged, unlawful, or constructive in nature. Sexual Harassment Allegations of sexual harassment are often based on a theory of "quid pro quo" harassment, where sexual favors are demanded before the employee can obtain favorable work benefits or avoid unfavorable treatment. Sexual harassment may also be based on a theory of "hostile work environment." Such an environment can exist where an employee is ... specialized form of insurance specifically designed to protect against loss incurred in litigating and settling wrongful employment practices liability claims. The generic name for this new coverage is Employment Practices Liability insurance (EPLI) . It should be noted that insurance coverage for some kinds of wrongful employment practice claims may be available under standard business policies, such as the Commercial General Liability policy or even, to some extent, Personal Umbrella or Homeowners' policies. But relying on these sources for protection is likely to lead to disappointment or, at minimum, a protracted coverage dispute with your insurer. For several years, it has been the practice of insurers to incorporate language into these policies that eliminates or severely restricts coverage for employment-related claims. While some attempts at seeking coverage under these policies have been successful, insurers usually will ...