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...at the certificate holder has no contractual rights under the certificate. It ..., read the article 'Certificates of Insurance' from the Florida Association of Insurance Agents. Reproduced, with ...

Reading Contracts For Insureds: Guidelines And Sample...lar’ task. Moral #2: When reviewing contracts for insureds, use an appropriate...

Agency-Company Relations: Company Contracts
AGENCY-COMPANY RELATIONS: COMPANY CONTRACTS by Carol Hammes How to get &am...y veiled contempt or try to impose contracts and guidelines will decline unil...

... Gaining Acceptance In Averting Litigation
The use of alternative disput...rketing and sales decisions made by insurance companies may seem like a good i...

... clearly meant to cover intentional conduct. Many of them routinely grant coverage for intentional acts, including but not limited to: Termination-actual or constructive-of an employment relationship that is against the law Allegations of wrongful demotion, retaliation, misrepresentation, promissory estoppel, and intentional interference with contract Defamation, infliction of emotional distress or mental anguish, humiliation, false imprisonment, invasion of privacy, and other personal-injury allegations Allegations of breach of an implied employment contract, or breach of the covenant of good faith and fair dealing in the employment contract Employment terminations ... involving alleged wrongful conduct over the period of many years would probably make for complex coverage issues because the acts giving rise to an EPL claim might be covered under one year's policy and not by an earlier one. The result is likely to be coverage gaps and expensive litigation regarding the allocation of claims between covered and non-covered policy periods. The nature of EPL claims and the current state of the EPL market might actually make claims-made insurance more suitable than occurrence-based coverage. INTENTIONAL ACTS Another important advantage that claims-made EPL forms may have over some ... x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. Rodgers & Associates Insurance, Inc. 1 2 3 4 5 Rating history (0 Reviews - 0 of 5.0) Shows who have rated the content, and the rating score. Write your review here. (Required) Please consider the following: 1. Would you recommend this company? 2. What about this company do you like/dislike? 3. Why did you choose this rating? Submit This Anonymously ...

... clearly meant to cover intentional conduct. Many of them routinely grant coverage for intentional acts, including but not limited to: Termination-actual or constructive-of an employment relationship that is against the law Allegations of wrongful demotion, retaliation, misrepresentation, promissory estoppel, and intentional interference with contract Defamation, infliction of emotional distress or mental anguish, humiliation, false imprisonment, invasion of privacy, and other personal-injury allegations Allegations of breach of an implied employment contract, or breach of the covenant of good faith and fair dealing in the employment contract Employment terminations ... involving alleged wrongful conduct over the period of many years would probably make for complex coverage issues because the acts giving rise to an EPL claim might be covered under one year's policy and not by an earlier one. The result is likely to be coverage gaps and expensive litigation regarding the allocation of claims between covered and non-covered policy periods. The nature of EPL claims and the current state of the EPL market might actually make claims-made insurance more suitable than occurrence-based coverage. INTENTIONAL ACTS Another important advantage that claims-made EPL forms may have over some ... x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. x No Thanks Loading.. The Jordan Insurance Group 1 2 3 4 5 Rating history (0 Reviews - 0 of 5.0) Shows who have rated the content, and the rating score. Write your review here. (Required) Please consider the following: 1. Would you recommend this company? 2. What about this company do you like/dislike? 3. Why did you choose this rating? Submit This Anonymously Submit Cancel Contact ...

...ies?
This type of contingency contract makes sense for agents, companies —...cy” conceals huge differences among contracts (maybe this is because we haven’t read the contracts!). If the current suits succeed ...

... Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back What's So Bad About Loss-Ratio-Based Contingencies?4/30/2013 12:00:00 AM by CompleteMarkets Editor , Chris Burand This content has not been rated yet. This type of contingency contract makes sense for agents, companies — and consumers. Since October 2004, there's been widespread media coverage of lawsuits against brokers for alleged conflict of interest when they accept fees from their clients, as well as contingency bonuses from insurance companies. Although the nature of ... are not. When loss ratios are not a factor and bonuses are awarded simply for the volume of business placed, a conflict of interest probably does exist, especially if agents/brokers charge their clients fees. In these cases, bonuses should always be disclosed. Litigation stemming from contingency contracts in which loss ratios are used to calculate bonuses troubles me more. Contingency contracts with loss-ratio provisions work to everyone's benefit if — and this is a huge "if," as I will show later — agents and brokers read and understand ... contracts. Contracts with loss-ratio provisions generally pay contingency bonuses if the agent/broker achieves an adequately low loss ratio. Top contracts that emphasize loss ratios will pay large contingency bonuses for low ratios. Insurance companies benefit from such contracts because the bonuses they pay are significantly less than the claims they otherwise would pay if the loss ratios were higher. Customers win, too, because by taking a proactive approach to loss prevention, they should experience fewer claims, which reduces their costs in two ways: (1 ) They will pay ...

... OTHER READINGS CHAPTER TWO: CONTRACTS 2.1 Contracts every agency should consider 2.2 Producer contracts 2.2.1 Employee or independent contractor 2.2.2 Compensation 2.2.3 W...aragraphs 6.3-6.4. Is my life insurance held in a form that will avoid u...

... clearly meant to cover intentional conduct. Many of them routinely grant coverage for intentional acts, including but not limited to: Termination-actual or constructive-of an employment relationship that is against the law Allegations of wrongful demotion, retaliation, misrepresentation, promissory estoppel, and intentional interference with contract Defamation, infliction of emotional distress or mental anguish, humiliation, false imprisonment, invasion of privacy, and other personal-injury allegations Allegations of breach of an implied employment contract, or breach of the covenant of good faith and fair dealing in the employment contract Employment terminations ... involving alleged wrongful conduct over the period of many years would probably make for complex coverage issues because the acts giving rise to an EPL claim might be covered under one year's policy and not by an earlier one. The result is likely to be coverage gaps and expensive litigation regarding the allocation of claims between covered and non-covered policy periods. The nature of EPL claims and the current state of the EPL market might actually make claims-made insurance more suitable than occurrence-based coverage. INTENTIONAL ACTS Another important advantage that claims-made EPL forms may have over some ... name: Last name: Email: Are you sure you want to deactivate your CompleteMarkets Company Profile Deactivate Cancel Loading.. About Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews Member Content Member Content - Content Package Categories Popular Recent All Back Employment Practices Liability Insurance: Occurrence Forms versus Claims-Made Forms 10/20/2016 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Before the advent of specialized Employment Practices Liability (EPL) insurance policies, many employers sought coverage under one or ...