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... do they list the primary and all excess policies? I could not locate any spec...ollution), should the agent list the excess policy? If the certificate request...

...llion annually, and large-scale contractors deal with simultaneous workers' co...ercial Contract Requirements Large contractors regularly work under commercial...

... Proper Coverage To maintain his business relationships with clients, the insured required general liability and other coverages. A certificate of insurance was issued indicating that the insured had all the proper coverages to meet the standards of contracts required by the client. The client, a general contractor, reported a loss arising from the work of the insured. The loss resulted in discontinuation of underground utility service to a major manufacturing plant. The insured, a swimming pool subcontractor, did not have coverage for the underground property damage. The insurance carrier for ... exist in an insurance agency-but there's more. Because insurance agents are practitioners of a very important service (the protection of client assets), they are charged with a high degree of responsibility in ensuring that client needs are met. The duty to perform is far in excess of the average retail business, but has a kinship with the potentially volatile nature of a CPA firm. Let's continue with our prototype. An Agency Management System' is touted by every hardware/software vendor that services the industry, but automated or not it ... manager can thus learn the strengths and weaknesses of the personnel they're supervising and find training opportunities. The audit format should reflect agency policy concerning how each of the nine functional components is supposed to work. For example, if it is the agency's policy to offer Commercial Umbrellas to each account, then the audit documentation should reflect that this has been accomplished. The audit checklist should mirror the task list of each system component. One consultant client has found two approaches to the design and implementation of his audit system. The audit format ...

...et. The duty to perform is far in excess of the average retail business, but h...agency's policy to offer Commercial Umbrellas to each account, then the audit ...

...ances of personal lines profit in excess of 35%. We have also identified actua...meowners with another, and boat and umbrella policies still handled by agency ...