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... a claim against your agency. You can certainly expect the plaintiff's attorney to ask why you didn't advise your client to purchase an Umbrella Liability policy. Unfortunately, these stories happen all too often. One that comes to mind involves an agent who stopped in a client's convenience store and noticed that the business had begun selling beer. But the agent never talked to the owner about liquor liability. Unfortunately, there was a fatality involving customers that bought beer at the store. The client sued the agent and the case was settled. ... face it - you can't go around with blinders on! Be on the lookout for changes in exposures and contact the client - it's the right thing to do. This article originally appeared in the Utica National Insurance Co. E&O Bulletin and is reproduced with permission. Curtis M. Pearsall, CPCU, AIAF can be reached at Utica National Insurance Group, P.O. Box 530, Utica, NY 13503, (800) 274-1914, fax (315) 734-2807. e-mail [email protected] . Login or Register ( ... FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More revenue for your agency! Clients & Prospects will research you, your co-workers and your agency here. The most comprehensive online insurance industry reference library for - Personal Lines Professionals Commercial ...

...agent who stopped in a client's convenience store and noticed that the busines...gent never talked to the owner about liquor liability. Unfortunately, there was a fata...