https://completemarkets.com/Article/article-post/2085/HIDDEN-LIABILITIES-IN-MERGERS-AND-ACQUISITIONS/
...y over time? 3) Officers and directors: What is the status of all former and current officers and directors with respect to changing corporate ...ly examine the potential for liability and weigh the possible risks that can b...
https://completemarkets.com/Article/article-post/1480/SAMPLE-CODE-OF-ETHICS/
...of [Company Name], its officers, directors, employees or affiliates is in the ...ry disclosure of any ethical violation and whether or not the violator coopera...
https://completemarkets.com/Article/article-post/793/Understanding-And-Using-The-Services-Of-Program-Administrators/
...ability, Errors & Omissions, Directors & Officers, and Products Liability policies. PAs have ...The use of PAs will add to the profits and retention of your business.
https://completemarkets.com/Article/article-post/1630/MANAGING-RISK-A-GUIDE-FOR-YOUR-BUSINESS-CLIENT-PART-2-OF-4/
...esses goals, directions, attitudes, and structure. It does not discuss procedu...asy to assume that everything is known and under control-but what you don't kn...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/180/A-Corporate-Focus-On-Risk-Management/
... Consider the carrier's attitude to claims in the past and whether you were treated fairly. If you had favorable experiences, it may be worth paying a bit more to maintain the relationship. Always remember that the provision of a risk management program should be viewed as a cooperative venture between the in-house buyer-counseled when needed by a true risk management professional, the client's chosen intermediary-and the insurer. Companies that were around during the products liability crisis in the mid 1970s or the capacity squeeze of the mid 80s experienced firsthand the effects of market cycles ... and intellectual property; quality control; loss prevention to real and personal property; transit exposures; foreign contract evaluation; internal and external crime audit; product liability; hiring and firing practices; safety committee review; employee and public safety; automobile and fleet safety; directors, officers and fiduciary responsibilities; product tampering; extortion; kidnap and ransom; credit risk, claims and self-insurance monitoring; claim funding alternatives; environmental hazards; effects of marketing cycles; and effects of new legislation. This list can be expanded to reflect the ... own concerns and to include newly identified risks. These topics could form the core of a typical risk management analysis. It should be evident that a supplier will be unable to deliver an integrated, comprehensive review, and that insurance consultants will be too narrowly focused. After considering identified exposures and agreeing on the best methods to address them, review existing and future insurance needs. The industry delivery system was created 100 years ago, and the selling of products has changed little since then. There's some justification for this lack of innovation ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2085/HIDDEN-LIABILITIES-IN-MERGERS-AND-ACQUISITIONS/
... current deep pocket' theory, by which liability loss settlements are based primarily on ability to pay, will involve the financially sound venture in situations for which it anticipates no responsibility. 5) No legal or judicial requirements exist between primary and excess liability insurers to require cooperation in loss programs. The corporation, as part of a multiple entity activity should not assume others will address its needs. If the contract identifying the undertaking is obscure or does not adequately reflect the concerns of the institution, the contract should be changed accordingly. ... of interest or opportunities for discrimination exist? What new professional liability may exist? How has provision been made for continuing audit and control of such new and changing services? How do these relate from the standpoint of liability and responsibility over time? 3) Officers and directors: What is the status of all former and current officers and directors with respect to changing corporate status, accountability, fiduciary responsibility and protection? 4) Contractual and joint venture undertakings: What new and different types of agreements exist? How have indemnification, responsibility ... potential conflicts of interest or opportunities for discrimination exist? What new professional liability may exist? How has provision been made for continuing audit and control of such new and changing services? How do these relate from the standpoint of liability and responsibility over time? 3) Officers and directors: What is the status of all former and current officers and directors with respect to changing corporate status, accountability, fiduciary responsibility and protection? 4) Contractual and joint venture undertakings: What new and different types of agreements exist? How have indemnification ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/793/Understanding-And-Using-The-Services-Of-Program-Administrators/
... find a market for them. A good PA will have a databank of prospects that meet their underwriting definition, and will generally share this information with his or her insurance agents. Usually brochures and mailing pieces are available from the PA. Many PAs will enter into cooperative advertising ventures. The agent should ask the PA for an exclusive or semi-exclusive territory in return for a commitment to market the program aggressively. Because of the specialty nature of the product, the number of accounts available within a specific state or region is often limited ... , exclude certain Liability and Property exposures, which in turn restrict the underwriter's ability to compete for many classes of business. For the most part, a program offers multiple-line coverages to their prospective clients. Exceptions include Professional Liability, Pollution Liability, Errors & Omissions, Directors & Officers, and Products Liability policies. PAs have even progressed to the point of employing loss-control representatives who have the expertise to specialize in the underwritten class. My firm underwrites the outdoor recreation industry, including such business as resorts, dude ranches, outfitters and ... , trap and skeet clubs, hunting and fishing lodges, hunting leases, snowmobile tours, RV parks, and campgrounds. The program offers a full compliment of package policy forms: Auto, Workers Compensation, Marine, and Umbrella Liability. The program is admitted in the United States; we have a separate division that underwrites Canada. Our insurer is Gulf Insurance Group, an A + 9 rated company and part of the Travelers Property & Casualty Cos. Our insurance provider for Workers Compensation is the Legion Insurance Co., which ...
https://completemarkets.com/Article/article-post/1779/EMPLOYMENT-CONTRACT/
...blished by the Agency's Board of Directors (the 'Board'), including full autho...182 NE 222nd Its: Vice President Portland, OR 88020 Address: P.O. Box 2112 Portland, OR 88020
https://completemarkets.com/Article/article-post/1603/Producer-Agreement/
...ccounts developed from officers, directors or employees of a commercial accoun...13. Notices. All notices, requests, demands and other communication required hereunder shall be in writing and shall be deemed to have been duly given and effective (a) on the date delivered if delivered in hand to the Producer or to the President...
https://completemarkets.com/Article/article-post/1626/Purchase-And-Sale-Agreement-Part-Ii/
...ntatives to communicate with the directors, officers, employees and agents of the Seller at reasonable tim...
EXHIBIT 14
DISCLOSURES OF THE SELLER AND STOCKHOLDER PURSUANT TO SECTION 14