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...f no avail to the agency.' Hardin County Farm Bureau v. Farm Bureau Mutual Ins...

... The CAO, whether a city manager, county executive, district manager, mayor, g...

...br>When I took my daughter to the county fair recently I must’ve heard "everyb...

...nsured telephoned the Los Angeles County Sheriff's office from a Denny's resta...

... The 13-month period is not really as short as it seems because it effectively gets the parties through two policy-renewal periods. A caveat: Each case is distinctive, since it has its own set of circumstances. Territory. Whether the restriction is reasonable in the area of restraint is a more difficult question for the courts to determine. The area of restriction is usually described in a mile radius or a county area. In determining what would be fair to both parties, two additional factors must be considered. The first is the population of the area of restraint. If the agency is located in a rural area, having a large restricted zone may be justifiable- for example, a 50-mile radius. On the other hand, if the agency is located in a metropolitan area, a 50-mile radius ... complete understanding of these local laws is essential. The advice of local counsel can be invaluable. The second issue that must be considered is whether the seller is a risk to the buyer if the covenant is broken. The seller must have the ability to compete, or the covenant itself is a tax covenant rather than a restrictive covenant. An insurance agent, as a rule, would have a fairly high degree of ability to compete. This ability can be reduced, however, by old age or other factors. Even if competition is possible, consideration must be given to the consequences of using the former agency name, the files, and other such items that would enable the seller to compete. For example, an 86-year-old man who is terminally ill and whose insurance files are in a ...

...y described in a mile radius or a county area. In determining what would be fa...

... , as opposed to one functioning under the American Agency System, does not own the records in the hands of the Agent, and where the Agency contract with a direct-writing company specifically provides that records shall be returned to the company upon demand, proof of the customs under the American Agency System that the Agency is the owner of records and expirations is of no avail to the Agency." Hardin County Farm Bureau v. Farm Bureau Mutual Ins. Co. 341 S.W. 2d 62 (KY. 1960) . A final case shows that agents in a contractual relationship who attempt to compete or interfere with the company and refuse to return records are not entitled to termination benefits: "Where the Agency contract provided for payment of termination benefits provided that the Agent returned records and files, and ... . Note: Many of these right-of-first-refusal agreements stipulate that the producer must submit any and all offers from other parties to the agency in order for them to assess the third party offer. A different ownership relationship exists for captive agents or direct writers, under which the company owns the expirations. C. CAPTIVE AGENT AGREEMENTS: It's been our experience that captive agents don't have the ability to transfer the fair market value of their book of business in the same manner as independent agents. Stipulations in their contracts prohibit such transfers. We've been involved with several direct writers who receive business through captive agents. They're often described as independent contractors who have the right to operate their own business, but do not have ownership in the book of business. Sometimes a captive agent will claim ownership of expirations, ...

... in the skills of salesmanship by the end of the second quarter of their employment. Have all sales staff on a consistent flow of quality new business. Focus on niche marketing. Hold periodic meetings with Department Managers to determine their marketing needs. Helen will attend CNA's Placer School in 2002. Continue to develop stronger relationships with our lead carriers. PUBLIC RELATIONS Continued involvement in the following Chambers: Dougherty County, Lee County, Crisp County Educational programs for the community: Worker's Compensation. One this year. Support of area civic clubs, arts endeavors, community projects ex: Clean Community Commission Membership and active involvement in business, civic, and trade associations by all personnel. Social Commitments - (2 ) Functions. News Letter/Inter-Office Agency Brochure SERVICE Maintain a positive Service Philosophy. Update Customer ... Competitive Position: Produce 15% of total agency business Have a specialized staff with target marketing Acquire other life and health agencies Social Commitment: Active in SOWEGA Council on Aging Board of Directors and active in the Georgia Health Care decision process Stress civic responsibility to all employees: Commitment to our employees - To maximize productivity Commitment to our customer - To fulfill their needs Commitment to our stakeholders - To be fair and physically responsible Profitability: before taxes, after all expenses TRAVELS MISSION Promotion to Prospective Clients Professional Personnel Development Provide Superior Service to existing Clients VISION Lead, teach & motivate our people, clients & community so we will develop lasting, positive relationships. STRATEGIC OBJECTIVES Market Growth: Cross Selling with Cannon, Powell & Duggan Insurors 75% Group Department established Million total sales Customer Service: Warm Fuzzies ...

...vail to the Agency.” Hardin County Farm Bureau v. Farm Bureau Mutual Ins...

...the following Chambers: Dougherty County, Lee County, Crisp County Educational programs for the comm...