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...rget your research by state or by county. Dun & Bradstreet S...

...o the phenomenal growth of Orange County, New York, where the agency is locate...m this housing boom. Besides Orange County, the agency writes business furthe...

...Just think of all the local city, county, state, and regional governmental age...

... the independent agent associations no longer oppose the involvement of banks in the insurance process. Several independent agents I've spoken to recently see a business relationship with a bank as positive. This is especially true in small towns where the local bank concept still exists. An example is a recent relationship established between Van Den Huevel & Fountain Agency, a full-service independent insurance agency, and the National Bank of Sussex County, both located in Branchville, NJ. When deciding to develop a relationship with a local bank, Van Den Huevel & Fountain looked for a bank with the same culture and attention to detail they had always maintained. The agency's success to date is hard to measure because of the briefness of the relationship, but a mix of Personal, small Commercial, and Life insurance policies have been sold ... Whether this union is made in heaven remains to be seen. But one thing is certain: Insurance agents and banks need to make the best of the situation, because at this point it appears that annulment is out of the question and divorce is not an option. This article is reprinted with permission from in ACORD, the quarterly magazine for ACORD members and participants. Martin Taylor, director of government and industry affairs at ACORD, is involved with forms and standards regulations and changes. Previously, he was product manager, risk decision services, at ISO, and has worked as an underwriter at Chubb. Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get ...

..., and the National Bank of Sussex County, both located in Branchville, NJ. Whe...

... expired. The doctor sued in Dade County Circuit Court and won. Humana appeale...

... those customers are not part of this provision. (ii) Subject to the further provisions hereof, this prohibition shall continue for a period of three (5 ) years after the closing, which shall be conclusively presumed to be the date affixed to the above-mentioned Promissory Note. (iii) The Agreement by the parties to restrain from the solicitation of the clients shall be restricted to all of those Counties in the [State] west of [XXX County], but [XXX County] . 23. Restrictive Covenant. Employee agrees that he or she will never, during the period of this Agreement or thereafter, reveal to any person any expiration date, premium due date, premium amount, coverage amount, or other similar fact regarding any customer of Employer or any agency through which Employer ... or assigns. 14. Assignment Prohibited. This Agreement is personal to each of the parties hereto, and neither party may assign not delegate any of its rights or obligations hereunder without first obtaining the written consent of the other party. 15. Amendments. No amendments or additions to this Agreement shall be binding unless in writing and signed by both parties, except as herein otherwise provided. 16. Governing Law. This Agreement shall be governed in all respects, whether as to validity, construction, capacity, performance, or otherwise, by the laws of the [State] . 17. Litigation. If legal action is instituted upon this Agreement, in additional to any penalties provided herein, the unsuccessful party shall pay costs of suit and reasonable attorney's fees to the prevailing party. 18. ...

... those customers are not part of this provision. (ii) Subject to the further provisions hereof, this prohibition shall continue for a period of three (5 ) years after the closing, which shall be conclusively presumed to be the date affixed to the above-mentioned Promissory Note. (iii) The Agreement by the parties to restrain from the solicitation of the clients shall be restricted to all of those Counties in the [State] west of [XXX County], but [XXX County] . 23. Restrictive Covenant. Employee agrees that he or she will never, during the period of this Agreement or thereafter, reveal to any person any expiration date, premium due date, premium amount, coverage amount, or other similar fact regarding any customer of Employer or any agency through which Employer ... or assigns. 14. Assignment Prohibited. This Agreement is personal to each of the parties hereto, and neither party may assign not delegate any of its rights or obligations hereunder without first obtaining the written consent of the other party. 15. Amendments. No amendments or additions to this Agreement shall be binding unless in writing and signed by both parties, except as herein otherwise provided. 16. Governing Law. This Agreement shall be governed in all respects, whether as to validity, construction, capacity, performance, or otherwise, by the laws of the [State] . 17. Litigation. If legal action is instituted upon this Agreement, in additional to any penalties provided herein, the unsuccessful party shall pay costs of suit and reasonable attorney's fees to the prevailing party. 18. ...

... in the [State] west of [ XXX County ], but [XXX County].   23. Restrictive Covenant....

...nties in the [State] west of [XXX County], but [XXX County]. 23. Restrictive Covenant. Employee...