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...and transactions are so technical, court decisions about what a professional standard of care is often go against the insurance professional. This means that, as they write ne...amp;O exposure that the insurance professional should deal with in fact-findin...

...h century, virtually all American courts refused to impose liability for negl...ion information service of risk and insurance topics. For a sample free trial...

...d cover carrier insolvency, recent court cases have not completely absolved ag...rgency. In this case of the Big Red Insurance Co., we came up with a minimum o...

...overnment agencies responding to a court order or subpoena may continue to acc...ts, though, too, and purchase cyber liability insurance as a further protective measure....

...dequate coverage for a client. The courts have held that an insurance agent mu...ely manner. And meet their needs with courtesy and professionalism. A satisfied insured is less...

... receptionist could bring a sexual harassment suit against the employer. In a 1992 sexual harassment case, a casino worker alleged that a hostile environment existed when customers told her that she had a nice body, ' stared at her, and made other suggestive remarks. The courts agreed with the worker and held the employer liable. If an employer takes no action after they're made aware of a hostile environment, they've violated the employee's right to a safe work environment. Often an entire class of third-party claimants makes a claim alleging numerous offenses ... offensive or disparaging remarks to your most important vendor. These aren't easy issues to address, and there are no definitive solutions to help alleviate them. This is a more challenging situation for employers today, especially because a vendor, customer, or other third party might report claims or allegations. The more compelling question is how an employer can prevent and control the conduct or actions of these third parties who aren't their employees. While the employer can't necessarily prevent their behavior or actions, the injured parties can hold the employer accountable and ... interact with one another in the course of a workday. As a result of this interaction, people on many different levels develop working relationships. From employees to vendors and salespersons to customers, these relationships for the most part tend to be friendly, cordial, and professional. In many instances, once the people have had a chance to become more acquainted with each other, they might feel comfortable enough to share personal stories and experiences, tell some jokes, or just have some general conversation. From an employer's perspective this interaction ...

...n’t wait until you receive a court summons and complaint to contact your...e the significant protection that Professional Liability insurance provides — and the sec...

...made other suggestive remarks. The courts agreed with the worker and ... In a third-party, or 'vicarious liability,' claim, it's very like...

...rors and Omission actions filed in court. Our information comes from our exper...imes even void of any known body of insurance fact- but there's a solution. Th...

...s become subject to control of the court. However, a partnership or real estat...wners need to understand all of the insurance policies available, the physical...