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...nsured's employees. CRIME COVERAGES A Computer Crime Policy (CCP) is designed to cover los...ulting from various forms of crime. However, where does the protectio...

... period as well as any problems associated with contingent business interruption or inability to meet customer contractual obligations. 5.4 Facility Location Considerations The physical location of a major facility complex has a significant bearing on the potential loss magnitude. A rural setting generally increases the desirability from a crime and exterior fire exposure standpoint but complicates the situation from the viewpoint of service availability. The rural area frequently does not have medical facilities which interface with the needs of a major commercial operation. Further-more, there is a vast difference between the protection services and suppression ... exposures by grouping similar insurance coverages, as follows: Liability Exposures Automobile Aircraft Water craft Premises Products Completed operations Contractual Professional - errors and omissions Directors and Officers legal liability Property and All Risk Coverage Exposures Real property Personal property Time element exposures Business interruption Extra expense Cargo - Inland Marine and Ocean Marine Valuables on display and in transit Computer - software and hardware Off-site record storage Accounts receivable Retroactive building codes compliance Automatic sprinkler leakage Debris removal Crime Exposures Burglary and robbery Cash - on and off premises Checks and securities Employee fidelity Forgery and embezzlement Workers ... Exposures Applicable state regulations States operating via monopolistic fund Agriculture and domestic workers activities Marine activities Longshoremens' and Harbor Workers Act 6.2 Legal Compliance Considerations Federal, state and local governments are continually increasing the number of requirements and prohibitions under which businesses must operate. Failure to comply with them can lead to fines, enforcement proceedings and lawsuits by the regulators that can severely impair a company's ability to conduct its business. It is essential for ever business operating in a regulated field to have a system in place to assess the business's on-going exposure to ...

... increases the desirability from a crime and exterior fire exposure standpoint... and domestic workers activities Marine activities Longshoremens' and ...

...rring vandalism and other types of crime and reducing the possibility of injur...