https://completemarkets.com/Article/article-post/1497/TELECOMMUTING-BRING-THE-WORK-BUT-NOT-THE-RISKS-TO-THE-WORKER/
...ice on equipment? If equipment is damaged by misuse, who's responsible for repairs? It may make sense to put telecommuters' equipment (even if e...ations Inc. can be reached at 1420 Bristol Street N., #220, Newport Beach, CA 92660, (949) 752-1058, toll-free (800) 205-6218, fax (949) 955...
https://completemarkets.com/Article/article-post/1850/THE-2011-ISO-HOMEOWNERS-NEW-AND-IMPROVED/
...as of Collapse Coverage and Water Damage. These policy provisions have added w...verage in this endorsement by adding motor scooters to the list of excluded vehicle types. Mary LaPorte, president of LaPorte Consulting (Martin, MI), offers expertise in agency management, ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2453/Adjusters-Say-The-Darnedest-Things/
... burned a hole in the seat. The adjuster denied the claim on the premise that it wasn't within the definition of accident' in the policy as a sudden, unexpected, and unintended occurrence. The policy defines a loss' to include direct and accidental loss of or damage to your car. Under the other-than-collision (OTC) coverage, the insuring agreement says, We will pay for loss except loss by collision, but only for the amount of such loss in excess of the deductible. So, for the insuring agreement to be triggered, ... as valid as the adjuster's initial basis for claim denial. However, sometimes a claim denial arises that defies logic and reason. Here's a Personal Lines example of such a claim that another faculty member passed along recently: An insured who was moving loaded clothes and personal property into her car. She placed a magnifying glass on the leather seat of her car and left it there for a few hours. When she returned, she discovered that the focused sunlight had burned a hole in the seat. The adjuster denied the claim on ... Services Glossaries Management Resources & Links Categories Popular Recent All Back Adjusters Say The Darnedest Things 5/9 /2013 12:00:00 AM by CompleteMarkets Editor , Bill Wilson This content has not been rated yet. It's inexcusable when a claim is denied for no other reason than It's not covered. The insured is owed a reason for a claim denial, by contract or law. Bill Wilson shares some examples of incredulous claims (dis)service. About five years ago, I jointly developed a seminar with a faculty member called ...
https://completemarkets.com/Article/article-post/2453/Adjusters-Say-The-Darnedest-Things/
...'direct and accidental loss of or damage to your car.' Under the other-than-co... claims manager stated, 'In the spirit of compromise we will send our insured a check in the amount of $827.69.'
Yes, adjusters do sometime...
https://completemarkets.com/Article/article-post/2649/Premises-Liability-When-The-Neighborhood-Comes-Over-The-Play/
...l treatment, legal fees and other damages under premises liability laws. Befor...ge limits that provide financial peace of mind.
https://completemarkets.com/Article/article-post/2802/Insurance-Policy-Management-System-How-AI-Enables-Personalized-Services/
...Computer vision technology speeds damage assessment while reducing fraud. The ... standard. The question is not whether to invest but how quickly to move forward and execute to build lasting advantage. Customers are ready. Regulators expect it. Technology is proven. T...
https://completemarkets.com/Article/article-post/1101/WOMENS-INDEPENDENT-GUIDE-TO-INSURANCE/
... risk, you minimize the financial damage you might suffer. Insurance...howing sales, purchases, profits, etc. To assess the state of her business and identify changes fr...
https://completemarkets.com/Article/article-post/1651/DISASTER-PLANNING-MANUAL-PART-1/
...her vulnerable places that can be damaged. 5. Pack durable clothing. (The ...t business was handled. We didn't want to set ourselves up for
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1497/TELECOMMUTING-BRING-THE-WORK-BUT-NOT-THE-RISKS-TO-THE-WORKER/
... . If it's company property that you expect the worker to return when terminating the telework arrangement or leaving the company, then say so in the agreement. Don't forget equipment maintenance/service. Who'll be responsible for routine maintenance and service on equipment? If equipment is damaged by misuse, who's responsible for repairs? It may make sense to put telecommuters' equipment (even if employee-owned) under company maintenance contracts. Just make sure maintenance/repair services are available in that area. Telecommuting may make equipment maintenance and service more difficult ... equipment. It costs approximately $4 ,000 to equip an average home office with a work station, computer, telephone, fax machine, file cabinets, and possibly a printer. Your telework agreement should list office equipment and who owns it. If it's company property that you expect the worker to return when terminating the telework arrangement or leaving the company, then say so in the agreement. Don't forget equipment maintenance/service. Who'll be responsible for routine maintenance and service on equipment? If equipment is damaged by misuse, ... one or more days a week. Telecommuters can work at home, in corporate-owned satellite offices, or in independent telecommuting centers, which rent space to telecommuters from many companies. There they have access to fax machines, copiers, secretarial services, conference rooms, and other amenities. BENEFITS Telecommuting helps employers in many ways: Reduces overhead. Telecommuters who work at home don't need office space, thus reducing the company's space requirements and energy consumption. Moving employees to company-owned satellite offices may also bring cost savings due to lower rents in ...
https://completemarkets.com/Article/article-post/1533/LEGAL-OUTLINE-FOR-CALIFORNIA-AGENCIES-CHAPTER-4/
...e in California, such as punitive damages claims. Substantial deductibles are ....C.P. Sections 1280-1288.8. They apply to discrimination claims as well as con...