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Day Care Centers - "We Are Specialists"
DAY CARE CENTERS - 'WE ARE SPECIALISTS' A...rance program. Let us help. One of our day care center specialists will be calling ...

...loyees to work off-site one or more days a week. Telecommuters can work at hom...office when beginning and ending their day, log in to the company's network, u...

...s
Newsletters. We see them every day. We subscribe to them, get them for fr... on the quality of their lives-health care, automobiles, homes, and their abil...

...evenues with six to seven people. Today the average is close to $600,000 in re...a carrier, a far cry from the good old days. Maximize company relationships an...

... standard or benchmark exists for the number of Personal Lines accounts a CSR should handle. But the agency can establish standards defining what it means for a CSR to be caught up' or current. For instance, an agency might require the processing of all renewals 60 days prior to the expiration date or premium-bearing endorsements the day of receipt. To confirm that standards are being met, incoming mail can be date stamped, prioritized (A = high, B = medium, C = low), and sorted by activity into color ... transactions (cross-selling, upgrades, renewals, and premium-bearing endorsements) and processing. Or consider having all new business transactions booked by one CSR who then hands the account off to someone else for servicing. 5. Manage your Personal Lines carrier relationships. Start with the careful selection of company partners. Make sure the company has an appropriate fit with the agency-not just products and pricing that fit the agency's targeted client base, but companies that have similar visions, view the agency as a strategic partner, and will provide the service and ... , treat your companies with respect and honesty. All these steps can lead to more profitable Personal Lines operations. This article was originally published in The National Underwriter and is reprinted with permission. Shirley Lukens can be reached at Reagan Consulting, Inc., 7 Piedmont Center, Ste. 417, Atlanta, GA 30305, (404) 233-5545, fax (404) 237-5996. Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, ...

... these supplies on hand: Flashlights with spare batteries. Matches or candles should not be used after an earthquake unless you are certain there are not gas leaks. A portable radio with spare batteries. Radios might be your sole source of information for as much as three days. First aid kit and first aid knowledge. It's helpful to have several family members know CPR. Food. Keep a supply of non-perishable food on hand that can be rotated into your diet and replenished on a regular basis. You should have a supply good ... with water. Vacuuming will remove some of the odor and grit left by smoke damage, but these items should be separated from other possessions since they may affect nearby items. 15. Antiques, paintings, art objects, silver, and brass must be given special care. Dry them with soft cloths, but do not apply oil or rub them. This treatment will mar or otherwise damage hard finishes or surfaces. What to Do About Flood Damage 1. Notify your independent insurance agent. He or she will assign the loss ... process claims, making copies to serve as duplicates. Our assembly-line operation called for those answering our eight incoming phone lines to take initial claims information, as the others pulled customer files and still others entered policy numbers and coverage descriptions. We moved a disk to the center of the office and designated it an information center. We attached a sample ACORD form for each personal lines company we represent with required claimed information highlighted. Some need only the client's name, policy number, and a description of the damage; others required more information ...

...e; and estimated replacement cost today. Include as much of this data as is av...ince we were without power for several days and couldn't find a generator to p...

... religion. Before you haul me off to a padded room, let's define "infomercial."An infomercial is an advertisement for a product or service that has been expanded with information, entertainment, or both to retain the attention of the audience. In the old days, itinerant preachers would pass the basket after preaching a message that was interspersed with hymn-singing. When radio, and later television, arrived on the scene, preachers began purchasing half-hour or larger blocks of air time to carry their message to a larger audience, replacing ... 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Let's start with a little quiz to find out how much you know about infomercials: Infomercials are a relatively new advertising phenomena. [ ] Yes [ ] No [ ] Who cares? "Infomercial" is a term that relates only to television. [ ] Yes [ ] No [ ] Who cares? Infomercials do not apply to insurance advertising. [ ] Yes [ ] No [ ] Who cares? Infomercials are the advertising method used ... television, arrived on the scene, preachers began purchasing half-hour or larger blocks of air time to carry their message to a larger audience, replacing the traditional basket with a plea for donations. Profitable? You bet! Many such ministries built huge cathedrals, multi-media production centers, and even their own television stations from the revenues generated by "religious" infomercials. In the meantime, people marketing products and services just rambled along as usual, purchasing 30- and 60-second time slots for their commercials. For a long time this worked ...

...ention of the audience. In the old days, itinerant preachers would pass the b...e it to run several times on different days and times. When negotiating the pr...

... be handled by the company, and who will own those expirations? Amendments. Will changes to the agency agreement be agreed upon and negotiated mutually, or will the company impose them? How much notice will be given for changes in commissions rates? Note that 180 days is reasonable. Recognizing that the only direction they seem to move is downward, will commission rates stay in effect for at least 18 months before another change is made? Indemnification. For what and when will the company hold the agent harmless? Apparently some of ... contracts. INTRODUCTION The relationship between insurance agents and the companies they represent continues to change. The written agency contract and profit-sharing agreement formalize this relationship and will become the focus of the battle if things don't go well. It's imperative that you review whatever you sign very carefully and, if you have any questions, ask your attorney to take a look at new and revised agreements. It's well worth paying for sound legal advice sooner rather than later! Sometimes you're so anxious to obtain a market that you might overlook clauses that bother ... Relationship. When can the company contact the insured directly, and how far can/should that contact go? The crossing over of the company into the traditional agent/insured relationship started with direct billing and became much more of an issue with the advent of service center arrangements. It's imperative to spell out clearly both the agent's rights regarding the direct involvement of the company with the insureds and the company's responsibility with respect to notifying the insureds in the event of cancellation. When should the agency receive copies of announcements/cancellations/ ...