https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1651/DISASTER-PLANNING-MANUAL-PART-1/
... these supplies on hand: Flashlights with spare batteries. Matches or candles should not be used after an earthquake unless you are certain there are not gas leaks. A portable radio with spare batteries. Radios might be your sole source of information for as much as three days. First aid kit and first aid knowledge. It's helpful to have several family members know CPR. Food. Keep a supply of non-perishable food on hand that can be rotated into your diet and replenished on a regular basis. You should have a supply good ... with water. Vacuuming will remove some of the odor and grit left by smoke damage, but these items should be separated from other possessions since they may affect nearby items. 15. Antiques, paintings, art objects, silver, and brass must be given special care. Dry them with soft cloths, but do not apply oil or rub them. This treatment will mar or otherwise damage hard finishes or surfaces. What to Do About Flood Damage 1. Notify your independent insurance agent. He or she will assign the loss ... process claims, making copies to serve as duplicates. Our assembly-line operation called for those answering our eight incoming phone lines to take initial claims information, as the others pulled customer files and still others entered policy numbers and coverage descriptions. We moved a disk to the center of the office and designated it an information center. We attached a sample ACORD form for each personal lines company we represent with required claimed information highlighted. Some need only the client's name, policy number, and a description of the damage; others required more information ...
https://completemarkets.com/Article/article-post/1651/DISASTER-PLANNING-MANUAL-PART-1/
...e; and estimated replacement cost today. Include as much of this data as is av...er who prioritized the remaining tasks and made sure they were completed before less important business was handled. We didn't want to set ourselves...
https://completemarkets.com/company/ase-insurance-services/Articles/content-package/Member-Content/TabCategory/article-post/2561/Infomercials-Good-Bad-or-Ugly/
... religion. Before you haul me off to a padded room, let's define "infomercial."An infomercial is an advertisement for a product or service that has been expanded with information, entertainment, or both to retain the attention of the audience. In the old days, itinerant preachers would pass the basket after preaching a message that was interspersed with hymn-singing. When radio, and later television, arrived on the scene, preachers began purchasing half-hour or larger blocks of air time to carry their message to a larger audience, replacing ... 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Let's start with a little quiz to find out how much you know about infomercials: Infomercials are a relatively new advertising phenomena. [ ] Yes [ ] No [ ] Who cares? "Infomercial" is a term that relates only to television. [ ] Yes [ ] No [ ] Who cares? Infomercials do not apply to insurance advertising. [ ] Yes [ ] No [ ] Who cares? Infomercials are the advertising method used ... television, arrived on the scene, preachers began purchasing half-hour or larger blocks of air time to carry their message to a larger audience, replacing the traditional basket with a plea for donations. Profitable? You bet! Many such ministries built huge cathedrals, multi-media production centers, and even their own television stations from the revenues generated by "religious" infomercials. In the meantime, people marketing products and services just rambled along as usual, purchasing 30- and 60-second time slots for their commercials. For a long time this worked ...
https://completemarkets.com/Article/article-post/1647/SALES-CAMPAIGNS-MODULE-V/
...ity insurance to cover the costs of day-to-day living. The agent's first job is to co...n. Personal Lines, Life clients and prospects:days, itinerant preachers would pass the b... really sell your agency, the product, and the company behind the product.
W...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/236/E-O-Proofing-Your-Agency-25-Tips-For-Little-Or-No-Cost/
... Be sure the agency has access to such rating information as Best's Key Rating Guide. If you want more frequent updates, Best's publishes interim reports, a "Rating Monitor" (in Best's Review magazine), weekly "Best's Insurance Management Reports," and Best Day Service on the Internet. You can order individual Best's reports from most of your carriers. Although other rating sources exist, Best is probably the most familiar and is almost universally acceptable. As soon as ratings are published each year, review them for all of ... the carrier. Moving back and forth between "claims made" and "occurrence" policies can also be a problem, especially with Surplus Lines carriers, because provisions might vary between the two. Also, because many Surplus Lines carriers don't use standard forms, a careful review of the contract is important. When the policy is on an audit basis it's important to inform the insured of a possible difference in the rating basis between the standard and the Surplus Lines carrier. Because the Surplus Lines carrier usually won't permit a "turnback ... client. A client's loss might be your first chance to shine in their eyes. Don't let this opportunity slip away by allowing an uncaring company employee do your job for you. The worst thing you can do is to turn the claim over to a company service center and lose your importance to the client. When a client calls to tell you of a loss, advise, direct, and sympathize — show them everything in its best light, and demonstrate a sense of control. Never advise the insured that you'll try to ...
https://completemarkets.com/Article/article-post/2563/SALES-CENTER-PART-2/
...le will be working on the phone all day, they should still present a professio...then seek to obtain the appropriate information nation and keep your list constantly updated.
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https://completemarkets.com/Article/article-post/236/E-O-Proofing-Your-Agency-25-Tips-For-Little-Or-No-Cost/
... the electronic methods available today, there is on reason not to be able to ...on by sending the client a reply card form evaluating your claims-handling practices. Have the card addres...