https://completemarkets.com/Article/article-post/1850/THE-2011-ISO-HOMEOWNERS-NEW-AND-IMPROVED/
...een there at any time during the 90 days immediately before the loss. The previous form had allowed only 60 days. ISO recognized that because many stu...policy higher than $1,000 are common today, ISO has removed the special limit ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/236/E-O-Proofing-Your-Agency-25-Tips-For-Little-Or-No-Cost/
... Be sure the agency has access to such rating information as Best's Key Rating Guide. If you want more frequent updates, Best's publishes interim reports, a "Rating Monitor" (in Best's Review magazine), weekly "Best's Insurance Management Reports," and Best Day Service on the Internet. You can order individual Best's reports from most of your carriers. Although other rating sources exist, Best is probably the most familiar and is almost universally acceptable. As soon as ratings are published each year, review them for all of ... the carrier. Moving back and forth between "claims made" and "occurrence" policies can also be a problem, especially with Surplus Lines carriers, because provisions might vary between the two. Also, because many Surplus Lines carriers don't use standard forms, a careful review of the contract is important. When the policy is on an audit basis it's important to inform the insured of a possible difference in the rating basis between the standard and the Surplus Lines carrier. Because the Surplus Lines carrier usually won't permit a "turnback ... in the way that you and your staff perform different functions. In many cases, this alone is enough to make or break your case. Be consistent and thorough about file documentation, and you will eliminate the problem before you have it. With the sophisticated automation facilities available, there is just no reason not to document. 3. Always note telephone conversations in the file. Most agency computer systems, especially those that allow networking, document as activities, document telephone activities that indicate the nature and date of the call, ...
https://completemarkets.com/Article/article-post/236/E-O-Proofing-Your-Agency-25-Tips-For-Little-Or-No-Cost/
... the electronic methods available today, there is on reason not to be able to ...you'll try to get the carrier to take care of an uninsured loss. Don't argue w...