https://completemarkets.com/Article/article-post/2449/Insurance-Agencies-And-The-Employment-Civil-Rights-Laws-Of-California-And-The-Ninth-Circuit-Part-1/
...east one strike against them.
One defense exercised increasingly by employers ... For example, the Unruh Civil Rights Act, Calif. Civil Code 51 ff; the Fair Employment and Housing Act, Calif. Govt. Code 12900 ff.
29...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/623/E-O-Failure-To-Read-A-Policy-Is-No-Defense/
... sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back E&O : Failure To Read A Policy Is No Defense 4/30/2013 12:00:00 AM by Al Diamond , CompleteMarkets Editor This content has not been rated yet. Although the case cited in this article centers on a New Jersey ruling, it highlights the potential for exposure in all states. ... plaintiffs had an obligation to read their policy. If they weren't satisfied with the amount of coverage provided, the failure to read this policy would be greater negligence' than the negligence of the broker. The Appellate Division ruled that this was an issue for jury consideration based on existing decisional law. The Supreme Court indicated that inasmuch as the broker stands in a fiduciary relationship to the insured, brokers may not diminish their liability under the comparative negligence act when the alleged negligence of the client relates to the past for which the professional ... hired. That rule is premised on the heightened responsibility of professionals in this state. The court based this decision on the principles of two previous cases: Rider v. Lynch, 42 N.J. 465 (1964), and Weinisch v. Sawyer, 123 N.J. 333 (1991) . These cases held that a broker engaged to obtain insurance must exercise reasonable skill and is expected to possess reasonable knowledge of the types of policies, the different terms, and coverage available to the insured. The law had held that if the ...
https://completemarkets.com/Article/article-post/623/E-O-Failure-To-Read-A-Policy-Is-No-Defense/
E&O: Failure To Read A Policy Is No Defense
Although the case cited in this a...property, as was the case in the court action cited.
https://completemarkets.com/Article/article-post/2330/CLAIMS-MANAGEMENT-AN-IMPORTANT-PART-OF-A-SUCCESSFUL-INSURANCE-PROGRAM/
...blishing reserves and providing a defense are among the issues usually address...d rules and expectations against which actual results can be measured. As busi...
https://completemarkets.com/Article/article-post/237/Ethics-And-E-O/
...ing on the success of the agent's defense.
It has been said that the foundatio...t will also reduce the severity and impact of the claims that do occur.
https://completemarkets.com/Article/article-post/2212/LIFE-HEALTH-E-O-AVOIDANCE/
...deductible doesn’t apply to defense, placing your carrier on notice won...8220;post-claim underwriting” practices of carriers. Often, E&O claims ...
https://completemarkets.com/Article/article-post/2007/THE-TOP-10-MISTAKES-EMPLOYEES-MAKE-WITH-CUSTOMERS/
...UDGING THE CUSTOMER'S BUYING POWER BASED ON EXTERNALS Becau...vices, books, and tapes contact her at 1440 Newport Ave., San Jose,...
https://completemarkets.com/Article/article-post/2584/How-to-Change-a-Dissatisfied-Customer-in-an-Angry-One/
...make initial assessments of others based mainly on personal presentation. Acco...eaking services, books, and tapes, contact her at 1440 Newport Ave., San Jose,...
https://completemarkets.com/Article/article-post/544/Receivables-Reduction/
...r becomes. In this area, a common defense tactic is to vigorously pursue unlimited di...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/471/Follow-Smart-Hiring-Practices/
... that they disagreed with company policy' are particularly suspect for having a victim mentality. Carefully scrutinize candidates with unexplained gaps in their employment history, criminal records, and other questionable items on their application. The employment application should include a statement about at-will employment as a defense against potential employee contract claims. Have employees sign an agreement that any disputes concerning hiring, termination or wages be resolved through binding arbitration before a retired Superior Court Judge. REVIEW OF CANDIDATES' QUALIFICATIONS: Besides the standard job interview, employers should consider the following ... for their shortcomings; or they refuse to accept responsibility for their actions or inactions, according to Tony Burnham, executive vice president of Employment Council for Abbott Resource Group Inc. "This is happening all across the nation. Companies are experiencing an explosion of employment-related claims based on sexual harassment and discrimination, wrongful termination and a host of other human resources issues," says Beth Schroeder, an employment law attorney and co-author of The EPL Book: The Practical Guide to Employment Practices Liability and Insurance. Sound employment practices are no longer ... standard job interview, employers should consider the following ways of checking a candidate's qualifications: Drug Tests: Many problem employees have drug or alcohol problems. Credit Check: A credit report will reveal if the applicant has listed all previous employers. The new Fair Credit Reporting Act (FCRA) amendments require employers to get permission from applicants before obtaining their credit reports. The notice and authorization must be on a separate document, consisting solely of the FCRA language. Background Checks: Many applicants fail to disclose past employment or misrepresent the reason ...