https://completemarkets.com/Article/article-post/2654/Affordable-Ways-To-Supplement-Your-Dental-Insurance/
Affordable Ways To Supplement Your Dental Insurance
Your benefits package from work probably includes dental insurance. With this valuable coverag...conditions
Even without dental insurance, your family has affordable options that protect their health. For more assistance, talk to your...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1652/PAYROLL-DEDUCTION-EMPLOYEE-BENEFITS-MODULEV-B/
... under Section 125 of the Internal Revenue Code, which permits an employer to enable employees to pay for certain insurance premiums before taxes, instead of after taxes. The code restricts eligible benefits under these plans to Group Medical and Term insurance; Group Disability insurance; Group Dental insurance; and individual disability, accident, hospitalization, dental/vision, or cancer plans. Interest-sensitive Life insurance plans cannot be sold under the provisions of these plans. Like traditional payroll deduction plans, Section 125 plans are often sold as an addition to the ... to do for each case and when, and to follow along and monitor the cases as closely as you can. SECTION 125 PLANS Section 125 plans merit separate discussion because of their uniqueness. They have advantages and disadvantages that are distinct from regular payroll deduction Life or Health insurance plans. In fact, these plans are not payroll deduction plans in the real sense; they are payroll reduction plans. The plans, which are also known variously as cafeteria plans or flexible benefit accounts, are formed under Section 125 of the Internal Revenue ... former course because the administration of such a program entails specialized knowledge and much work. The plans themselves vary with carriers, as noted, but, typically, a payroll deduction employee benefit plan will have these features: Several coverages offered, such as Life, Disability Discounted premiums due to the Group sales volume Either guaranteed-issue coverage or liberalized underwriting with no medical examinations required Employee ownership of coverages-the employee owns the policy and therefore can keep it if employment is terminated Spouse-only coverage-an employee need not be enrolled in order to enroll a spouse or ...