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...lephone technique. Some are more difficult to master than others. All of these...fficiency Tact Courtesy Tolerance

...ary, overly personal, loaded, or difficult to answer. Avoid questions with relative t...challenge. Market research is critical to the growth and profitability of your...

... It's often difficult to understand that marketing is an ...ng rid of these myths can open the way to benefiting from marketing, ...

...an important function. It can be difficult to allocate premiums properly. XXX & C...It's a good value, especially compared to what an equipment breakdown could co...

... participants or however easy or difficult the task, make no mistake about it-...will have a more helpful impact on day-to-day operations than a commitment to honest and realistic perpetuation pl...

...ed for many, if not most, of the difficulties you may face when disaster strik...t business was handled. We didn't want to set ourselves up for

...ks to word processing, it is not difficult or expensive to contact every insured at least once dur...duced, with permission, from The Middleton Letter.

...nks to word processing, it isn't difficult or expensive to contact every insured at least once dur...duced, with permission, from The Middleton Letter.

... against more serious claims can cost even more. While many large organizations may find it economically feasible to self-insure much or all of this exposure, smaller or thinly capitalized firms may be severely hit by even a single modest loss. Even some larger firms might find it difficult to absorb the cost of multiple suits. In the last few years, insurers have been queuing up to provide a specialized form of insurance specifically designed to protect against loss incurred in litigating and settling wrongful employment practices liability claims. The generic name for this new ... the employer's policies and procedures not getting communicated to the employee, inconsistent hiring and discipline practices, or the employer simply not knowing what the law requires. When employees or applicants have a dispute or complaint regarding their employment, they need to understand that procedures are in place to resolve those problems. Without an internal means of resolution, many employees will seek assistance outside the organization, and often that means an attorney. A well-designed employee handbook can be an effective tool in avoiding these all too common pitfalls. As a minimum, ... coverage is Employment Practices Liability insurance (EPLI) . It should be noted that insurance coverage for some kinds of wrongful employment practice claims may be available under standard business policies, such as the Commercial General Liability policy or even, to some extent, Personal Umbrella or Homeowners' policies. But relying on these sources for protection is likely to lead to disappointment or, at minimum, a protracted coverage dispute with your insurer. For several years, it has been the practice of insurers to incorporate language into these policies that eliminates or ...

...nformation, is valid. Even more difficult for the owner is the question of wh....C.P. Sections 1280-1288.8. They apply to discrimination claims as well as con...