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... corporation, overseeing all management and Agency operations. His other duties shall consist of marketing and sales of commercial lines, as well as overseeing the Personal Lines Department and general administration of the Agency, and serving on any Executive Committee' established by the Agency's Board of Directors (the Board'), including full authority to make decisions regarding all matters generally included in these areas. His specific responsibilities in those areas shall include without limitation the following: 2.1.1 Corporate Administration. Oversee office manager-office Manager will report directly to [Employee] ... President for all administrative procedures and issues Personnel issues-entire staff Agency accounting-check signing (if [Employee] absent, XXX will sign next, then [Agency]; XXX signs checks payable to [Employee]), management reports, accounts receivable, and enforcement of collection procedures Produce reports Agency agreements-processed and signed by [Employee] as President Insurance company representatives-meet with or assign to proper department head Serve on Executive Committee Responsible for other agency acquisition possibilities 2.1.2 Personal Lines Manager. Coordinate all functions in the Personal Lines Department, including without limitation ... Contract and complying with all of its provisions to their fullest extent. If [Employee] is enjoined or otherwise prevented by judicial or administrative determination from complying with the terms of this Contract, then the Board may terminate his active management employment immediately without incurring any further liability. 8. CROSS-DEFAULT 8.1 Timing. Time is of the essence in this Contract. 8.2 Other Agreements. It is the intent of all parties involved in the merger, that agreements involved therewith be subject to cross- default in order to protect [Employee] ...

...blished by the Agency's Board of Directors (the 'Board'), including full autho...182 NE 222nd Its: Vice President Portland, OR 88020 Address: P.O. Box 2112 Portland, OR 88020

...ntatives to communicate with the directors, officers, employees and agents of the Seller at reasonable tim... EXHIBIT 14 DISCLOSURES OF THE SELLER AND STOCKHOLDER PURSUANT TO SECTION 14