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... exposures facing your clients and prospects, usually alphabetically or by SIC code. Whenever your producers meet with prospects, they should use this list to do a systematic review of the various coverages that your companies offer: Property, Liability, Business Interruption, Professional Liability, Directors and Officers, etc., Using the list properly, in addition to being professional, can also help producers round out accounts. It's essential to cover all of the potential exposures, not just discuss those that typically can happen. A big key to avoiding ... &O claims is to identify every exposure and to recommend coverage for them. The next area of automation that can play a key role in reducing the likelihood of an E&O claim involves formal quote presentations. Whether you're dealing with current customers or prospects, you need to give them a proposal that clearly outlines the coverages that you're quoting and the limits associated with those coverages, as well as any exclusions. Many an E&O claim has grown out of a misunderstanding between the agency and the client — and I ... These systems usually list in detail the potential exposures facing your clients and prospects, usually alphabetically or by SIC code. Whenever your producers meet with prospects, they should use this list to do a systematic review of the various coverages that your companies offer: Property, Liability, Business Interruption, Professional Liability, Directors and Officers, etc., Using the list properly, in addition to being professional, can also help producers round out accounts. It's essential to cover all of the potential exposures, not just discuss those that typically ...

...ruption, Professional Liability, Directors and Officers, etc., Using the list properl...vided that you take advantage of all of the benefits that it offers.

... express prior written consent, directly or indirectly solicit or write insurance business to or for any other person or firm for compensation or engage in any activity competitive with or adverse to Employer's business or practice, whether alone, as a partner, or as an officer, director, employee, or shareholder of any other corporation, or as a trustee, a fiduciary, or other representative of any other entity. Making passive and personal investments and conducting private business affairs not inconsistent with this Agreement shall not be prohibited under this Agreement. ... ____ (Employee), hereinafter sometimes referred to as "Employee" . RECITALS I. Employer is engaged in the business of selling insurance. ____ Agency is an insurance brokerage company, organized under the laws of the State of ____ having its principal office at ____ . II. Employer has been engaged in and has had experience in the insurance business. III. Employee is willing to be employed by Employer, and Employer is willing to employ Employee on the terms hereinafter set forth. NOW, THEREFORE, ... (iv) Employee Automobile. Employee shall, at his or her own cost and expense, procure an automobile for use in traveling about his or her designated territory and making calls on customers and prospective customers. Employee shall further procure and maintain in force an Automobile Liability insurance policy covering such automobile in the minimum amounts of $250,000 for bodily injury or death to one person in one accident, $500,000 for bodily injury or death in one accident, and $100,000 for property damage in one ...

... express prior written consent, directly or indirectly solicit or write insurance business to or for any other person or firm for compensation or engage in any activity competitive with or adverse to Employer's business or practice, whether alone, as a partner, or as an officer, director, employee, or shareholder of any other corporation, or as a trustee, a fiduciary, or other representative of any other entity. Making passive and personal investments and conducting private business affairs not inconsistent with this Agreement shall not be prohibited under this Agreement. ... ____ (Employee), hereinafter sometimes referred to as "Employee" . RECITALS I. Employer is engaged in the business of selling insurance. ____ Agency is an insurance brokerage company, organized under the laws of the State of ____ having its principal office at ____ . II. Employer has been engaged in and has had experience in the insurance business. III. Employee is willing to be employed by Employer, and Employer is willing to employ Employee on the terms hereinafter set forth. NOW, THEREFORE, ... (iv) Employee Automobile. Employee shall, at his or her own cost and expense, procure an automobile for use in traveling about his or her designated territory and making calls on customers and prospective customers. Employee shall further procure and maintain in force an Automobile Liability insurance policy covering such automobile in the minimum amounts of $250,000 for bodily injury or death to one person in one accident, $500,000 for bodily injury or death in one accident, and $100,000 for property damage in one ...

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Between A ______Corporation, And _____________ as Employee THIS AGREEM...l generally be defined as Life, Health and Accident, Group, Annuities, Pensions, and other products normally associated ...