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...act and activity notes, much as physicians update their patient records online...

... also required. BENEFITS OSHA has estimated that compliance with the reduction of the PEL from 1 ppm (as an eight-hour TWA) to .75 ppm in the standard will result in the avoidance of up to three additional cases of formaldehyde-induced cancer annually. In addition, OSHA estimates that of the 2.1 million workers exposed to formaldehyde, one percent, or 21,568, may be removed annually from respiratory distress as a result of the provisions for medical removal. This is one of a series of fact sheets highlighting U.S. Department of Labor programs. It is intended as a general description only and does not carry the force of legal opinion. Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your ... exposure monitoring, until such time as there is a change which could affect exposure levels. The employer must also monitor employee exposure promptly, upon receiving reports of formaldehyde-related signs and symptoms. MEDICAL REMOVAL PROTECTION Medical removal protection provisions are included for employees suffering significant adverse effects from formaldehyde exposure. This provision requires that such employees be removed to jobs with less exposure until their condition improves, or until a physician determines that they will not ever be able to return to any workplace formaldehyde exposure, or for a period of six months, whichever occurs first. ENGINEERING AND WORK PRACTICE CONTROLS The employer must institute engineering and work practice controls to reduce and maintain employee exposure to formaldehyde at or below the TWA and the STEL. Whenever the employer has established that feasible engineering and work practice controls cannot reduce employee ...

... in the client's electronic record? Solution: Stop talking about Life, Health and financial services, and create a business plan for making them a profit center-a profitable profit center! For beginners, profile the most needy and/or likely candidates in your client database, and use your system's marketing and tracking module/function to get organized, purposeful, and successful this year. Problem: There's a distressing tendency to get so caught up in the soft market renewal frenzy' that you fail to notice (or gloss over) the detriments of a cheaper renewal alternative. Examples: the Umbrella that doesn't include employees' in the definition of insured'; the Commercial Auto policy that limits radius of use; the claim, as opposed to loss, deductible; the Property policy with out an agreed-value ... workable. One agency management system allows producers to check out clients' accounts for field use on a laptop, but important documentation such as activity notes do not upload back into the data files at the office. Until enhancements improve that process, laptops can be used as remote workstations via modem, and producers should be encouraged-no, required-to update client account records with contact and activity notes, much as physicians update their patient records online these days. Problem: All of us, CSRs, producers, and principals, are wearing P/C blinders. There's a pile of Life, Health and financial services money within our grasp, but unless the wind blows it our way, we do our best to ignore it. Any lost potential for legitimate income is a missing coverage, and therefore an ...