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... for lights/identification of important items; and so on); inventory forms for household goods, and tips on photo, video, and/ or audiotape inventories; and auto-theft prevention tips, as well as safe-driving and property-protection tips, if it's to be a driving trip. Many companies provide such forms or brochures, and they're also available from commercial sources. It's also worthwhile to review the P/C coverages, of course. Without belaboring the point, it should be noted that expensive cameras, camcorders, portable computers ... your agency, of course) . A premium calendar can be made; it will be handy all year, showing each policy's premium due date and each premium. Your staff will check to see that no coverages will be in danger of lapsing while the travelers are away, and also advise about the potential problems. For example, many Medical Expense plans-HMOs, PPOs, Blue Cross/Blue Shield plans, and the employers' self-funded plans-reduce, restrict, or even exclude coverages away from home areas. It is important, therefore ... point, it should be noted that expensive cameras, camcorders, portable computers, or FAX machines and other high-value items can exhaust Homeowners polices' off-premises limits handily. Collision- and Loss-deductible Waivers-two more modern inventions-should be discussed, if appropriate, as well as out-of-state Auto liability requirements. And perhaps scheduled articles should be re-appraised or reviewed, or a trip-travel policy taken. There are several corollary benefits to pre-trip reviews: They make an agency stand out; few competitors offer such services in a planned manner. They help prevent E& ...

...of lapsing while the travelers are away, and also advise about the potential p...riate, as well as out-of-state Auto liability requirements. And perhaps schedu...