https://completemarkets.com/Article/article-post/1540/Drug-Free-Workplace/
Drug-Free Workplace
DEALING WITH SUBSTAN...yee assistance program or implement a drug-testing program.
In addition to the Drug-Free Workplace Act, some federal ag...
https://completemarkets.com/Article/article-post/1518/Confronting-Substance-Abuse-In-Small-Business/
... as large businesses in developing drug abuse programs due to a lack of inform...all businesses in deciding whether to drug test. A lack of technical knowledge...
https://completemarkets.com/Article/article-post/1496/SUBSTANCE-ABUSE-POLICY-SAVES-CASH/
...n irrigation worker submitted to a drug test and tested positive for marijuana... exceptional. 'If I couldn't have my drug-free workplace program,' says Molan...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2106/ARE-YOU-OFFERING-EMPLOYMENT-PRACTICES-LIABILITY-INSURANCE/
... be sued for failing to provide proper coverage (the primary cause of E&O claims)? The odds are against you. Here's a recent E&O claim that illustrates this scenario. The ending is not pretty. A nursing home employees was tested for drug use after a narcotic disappeared from the medical department. The employee sued, alleging wrongful termination and defaming statements following the drug-testing procedure. The matter was reported to the nursing home's Comprehensive General Liability (CGL) carrier, but it denied coverage. The nursing home ... your agency be sued for failing to provide proper coverage (the primary cause of E&O claims)? The odds are against you. Here's a recent E&O claim that illustrates this scenario. The ending is not pretty. A nursing home employees was tested for drug use after a narcotic disappeared from the medical department. The employee sued, alleging wrongful termination and defaming statements following the drug-testing procedure. The matter was reported to the nursing home's Comprehensive General Liability (CGL) carrier, but it denied coverage. The ... , checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Are You Offering Employment Practices Liability Insurance?4/30/2013 10:44:07 PM by CompleteMarkets Editor , Curtis Pearsall This content has not been rated yet. ARE YOU OFFERING EMPLOYMENT PRACTICES LIABILITY INSURANCE? by Curtis Pearsall Claims alleging wrongful employment practices have undoubtedly increased significantly over the ...
https://completemarkets.com/Article/article-post/1776/PAVING-COMPANY-SAVES-BY-INVESTING-IN-EMPLOYEES/
...essary to implement an alcohol and drug policy. Years ago, a local consulting ...ince the inception of the EAP and the drug testing program, the company has witnesse...
https://completemarkets.com/Article/article-post/2106/ARE-YOU-OFFERING-EMPLOYMENT-PRACTICES-LIABILITY-INSURANCE/
...sing home employees was tested for drug use after a narcotic disappeared from ... Is there vicarious or third-party Liability coverage? Are employees cov...
https://completemarkets.com/Article/article-post/2157/Expert-Witnesses-Raising-The-Bar/
...he mother ingested the anti-nausea drug Bendectin while pregnant, the drug caused the birth defects. Although all...entional scientific evidence. The reliability of testimony pertaining to insur...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/471/Follow-Smart-Hiring-Practices/
... Have employees sign an agreement that any disputes concerning hiring, termination or wages be resolved through binding arbitration before a retired Superior Court Judge. REVIEW OF CANDIDATES' QUALIFICATIONS: Besides the standard job interview, employers should consider the following ways of checking a candidate's qualifications: Drug Tests: Many problem employees have drug or alcohol problems. Credit Check: A credit report will reveal if the applicant has listed all previous employers. The new Fair Credit Reporting Act (FCRA) amendments require employers to get permission from applicants before obtaining their credit ... . The notice and authorization must be on a separate document, consisting solely of the FCRA language. Background Checks: Many applicants fail to disclose past employment or misrepresent the reason for their termination. Amendments to the FCRA apply if the background check involves using an outside agency to collect information. CONCLUSION Even with smart hiring practices, employers are still getting drawn into employment disputes and litigation. It's crucial to try to resolve a claim or dispute as quickly as possible. If there's no alternative to litigation, it's essential to get an ... nation. Companies are experiencing an explosion of employment-related claims based on sexual harassment and discrimination, wrongful termination and a host of other human resources issues," says Beth Schroeder, an employment law attorney and co-author of The EPL Book: The Practical Guide to Employment Practices Liability and Insurance. Sound employment practices are no longer a guarantee against employment practices liability. You need to keep up with ever-changing employment laws, Shroeder says. So how can you avoid hiring a victim? According to Burnham, thousands of successful public and private corporations ...
https://completemarkets.com/Article/article-post/912/DRUG-TESTING-AND-EMPLOYEE-ASSISTANCE-PROGRAMS/
Drug Testing And Employee Assistance Programs
DRUG TESTING AND EMPLOYEE ASSISTANCE PROGRA...quires alcohol breath tests and urine drug tests in the following cases: befor...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1663/HEALTH-INSURANCE-MODULE-V-H/
... or you may call in a Health insurance specialist. Benefits Whether an insured plan, a pre-paid plan, an HMO, or a PPO, an individual Health coverage contract should provide coverage for most of the following, as appropriate for each client: Accidents Alcohol and drug abuse Allergy testing-serum treatment Ambulance and transportation Ambulatory surgery (aka outpatient surgery) Anesthesia Annual physical Assistant surgeon Blood/plasma transfusions Burn ward benefits Chemotherapy Chiropractic (with limitations) Complications of pregnancy Congenital defects benefit Coronary Care Unit (CCU, a.k.a. Coronary Care and ... Unit or CCMU) Dental surgery Dental tumors Family planning benefit Foot care Hemodialysis (limited benefit) Hospital miscellaneous charges Hospital room and board Impacted wisdom teeth Inhalation therapy Intensive Care Unit (ICU, aka Critical Care Unit or CCU) Laboratory tests Mental and nervous disorders Normal maternity benefits (1 ) (1 ) May be optional or not available in individual plans and some small Group plans. If included, the benefit may be limited as to how long a covered participant must have been covered by the plan, and may announce a ... total employee benefits package for your insured. Method of Benefit Delivery Although designed to cover the same basic risks, insured plans, pre-paid plans, and HMOs and PPOs deliver their benefits quite differently. Insured Plans-Generally, an insured plan will have an overall lifetime limit of liability, stating that a covered person may only be covered for'$[Amount] lifetime limit of liability, from all causes. That limit is commonly $1 million or more. These limits are based on actual cash payouts of plans. Some plans have unlimited ...