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https://completemarkets.com/Article/article-post/1322/DWELLING-REPLACEMENT-COST-FORM/
Dwelling Replacement Cost Form
DWELLING REPLACEMENT COST FORM ... Fire Department Reporting Fire Alarm ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1505/DIVORCE-AND-SEPARATION-A-TRICKY-TIME-FOR-AGENTS/
... divorces can cause E&O claims. Here's a story to illustrate: The agency had placed Homeowners coverage in the name of the client husband, as requested. The couple divorced, and the husband moved from the residence. On learning of the divorce, the agency asked the client about changing the policy but the man refused, saying that he and his ex-wife would get together again. The dwelling was then destroyed by fire, and the carrier denied coverage for the building because the named insured was not living in the dwelling on the date of the fire. The separating partners brought a claim against the agency for failing to advise them properly or cover their interests. The case went to trial and the jury decided in favor of the claimants, holding that the agent, acting as an ... of the insured, was responsible for not rewriting the policy upon notice of the divorce. Could this claim have been avoided? On becoming aware of a divorce involving a client, an agency should obtain information regarding any changes in ownership interests and residency. The carrier should be informed, and policies revised accordingly. Each party should be treated as a separate client. Letters should be sent to each, informing them of the action taken by the agency and inviting questions or further changes that may be needed. It's also important for your agency to detach itself from the situation. This may be difficult if you have a relationship with one of the two parties, but it's essential. Also, confidentiality is important-you don't want your agency to be known as the town's rumor mill! Your ability to ...
https://completemarkets.com/Article/article-post/1324/GENERAL-CUSTOMER-QUESTIONNAIRE/
...: Present amount of insurance on dwelling $___________ Expiration Date ______...___________________ Do you own any dwellings rented to others? ______________...
https://completemarkets.com/Article/article-post/623/E-O-Failure-To-Read-A-Policy-Is-No-Defense/
...assume that the $1,000 he had in dwelling coverage was sufficient. The produce...
https://completemarkets.com/Article/article-post/1260/TOTAL-SERVICE/
...ability [ ] Fire insurance for dwellings [ ] Homeowners package policy [ ...