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... office and employees during an earthquake. Develop a game plan and review it ... items discussed during the phone call and noting that the claim has been forw...

... Maintaining guy wires at the proper tension will keep the tower in plumb. Making certain the transmission line hangers are tight will reduce the effects of wind load. Know the specific hurricane zone. 5. ADDITIONAL CLIMATOLOGICAL FACTORS. Hurricanes, ocean surge, floods, and earthquakes should be taken into consideration. It is essential to analyze hurricanes and tornadoes in terms of wind speed for which a tower was designed. Reviewing current EIA-E data and requesting a periodic structural analysis of a tower will improve the chances of weathering a storm without substantial ... wind resistance. Maintaining guy wires at the proper tension will keep the tower in plumb. Making certain the transmission line hangers are tight will reduce the effects of wind load. Know the specific hurricane zone. 5. ADDITIONAL CLIMATOLOGICAL FACTORS. Hurricanes, ocean surge, floods, and earthquakes should be taken into consideration. It is essential to analyze hurricanes and tornadoes in terms of wind speed for which a tower was designed. Reviewing current EIA-E data and requesting a periodic structural analysis of a tower will improve the chances of weathering a ... minimize the risk of having a tower either damaged or destroyed. 1. INADEQUATE PLANNING AND ENGINEERING. It is relatively easy to overcome the planning and engineering problems. The first step in the planning process is recognizing that weather is the main cause of tower loss. Wind, ice and lightning account for more than 75 percent of broadcasters' losses. Tower owners and chief engineers should focus attention on gaining an in-depth understanding of climatological data in the areas where their towers are located. Once the potential for weather extremes is recognized, ...

... , household furnishings, and equipment so losses can be authoritatively itemized. 3. Keep your insurance coverage current with rising building replacement costs. Make sure you have enough coverage for the furnishings and other items you've purchased since you first bought insurance. And buy Flood and Earthquake insurance, if you're eligible and vulnerable. 4. Review your insurance policy. Are you sure everything important is covered or did your memory play tricks? Keep it in a safe place where it can be retrieved easily after a disaster. Keep a quick-reference list ... personal valuables, household furnishings, and equipment so losses can be authoritatively itemized. 3. Keep your insurance coverage current with rising building replacement costs. Make sure you have enough coverage for the furnishings and other items you've purchased since you first bought insurance. And buy Flood and Earthquake insurance, if you're eligible and vulnerable. 4. Review your insurance policy. Are you sure everything important is covered or did your memory play tricks? Keep it in a safe place where it can be retrieved easily after a disaster. Keep a ... ; Forster's regional office, the personal lines underwriter from Amerisure, a personal friend of three members of the Carolinas PIA staff who spent several days offering help to all local members. The majority of our claims were in personal lines, resulting from felled trees, high winds that stripped shingles from roofs and flooding from drenching rains. There has been no preparation for the disaster, other than bringing things like yard furniture inside. So everyone was caught off guard by the severity of the storm. However, one of our carriers, ...

... the necessary materials to cover and protect equipment from potential water damage in advance, not the day a serious storm is predicted. Unplug all electrical equipment, and contact your phone vendor about protecting the phone system. Consider ways to protect your office and employees during an earthquake. Develop a game plan and review it periodically with all employees, to protect agency personnel and visiting clients in event of an earthquake. Conduct earthquake preparedness drills, ' so that everyone will be familiar with what they should do during an earthquake. Determine how ... and answers. Some general questions to be prepared for: How to handle temporary repairs; What to do about debris removal; What mortgage holders are likely to require in the way of estimates; and Information on additional living expense. Since many disasters may result in flood damage, be sure to prepare a checklist that relates specifically to floods insurance coverage. Develop telephone/address list for local repair work. Your customers will look to your agency for guidance in where to go for repairs to their property following a loss. It ... temporary help you may hire to help you through the period following a catastrophe. Review your catastrophe plan annually. Make any necessary adjustments, and explain the changes to all agency personnel. Prepare Your Office and Staff Develop a plan to protect the agency during a severe wind or rain storm. Determine the safest storage area in the office, and decide the best way to secure and protect equipment and records in that location. Purchase the necessary materials to cover and protect equipment from potential water damage in advance, not the day a ...