https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1668/Epl-Coverage-Goes-Where-We-Cant/
... Glossaries Management Resources & Links Categories Popular Recent All Back Epl Coverage Goes Where We Can't 5/15/2014 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Workers Comp policies go by the official name of Workers Compensation and Employers Liability policy. With employers eager to assure their injured workers of recovery benefits, it's easy to overlook the Employers Liability' aspect of this policy. It's there to protect the insured employer against liability arising from physical injury and occupational illness claims not covered by Workers Comp ... Once one learns of Employers Liability coverage's limitations, the value of adding Employment Practices Liability coverage to the program becomes obvious. Employers Liability vs. Workers Compensation The Employers Liability section resembles a Commercial General Liability (CGL) policy, defending the employer against claims and paying the employee, dependents, or others if the employer is found negligent. This coverage reflects the reality that Workers Comp doesn't cover every possible occupational claim. For example, the employer may be sued by a third party because the injured employee has sued the third party ... Let's assume Curbside Concrete's employee is injured in an accident while driving a company mixer and sues the other driver. The other driver may then sue Curbside, arguing that a defect in its truck caused the accident. Employees using tools are especially prone to making claims like this. Employers Liability coverage is the remedy in a situation where an injured employee sues the faulty tool's manufacturer, and then the manufacturer sues the employer for poor training or maintenance of equipment. Unlike Workers Compensation benefits, Employers Liability coverage goes beyond the workplace and the ...
https://completemarkets.com/Article/article-post/1668/Epl-Coverage-Goes-Where-We-Cant/
...imitations, the value of adding Employment Practices Liability coverage to the... policies have added risk-management services that provide such assistance as ...
https://completemarkets.com/Article/article-post/218/Trade-Secrets-What-Are-They/
...th executing a properly drafted employment agreement with each of the agency’s employees and producers.
The employment agreement, or producer agreement, s...nfidentiality, non-disclosure, and employment practices to assist you in devising and implementing an information protection program.
Should you encounter a breach, o...
https://completemarkets.com/Article/article-post/2210/SEMINAR-SELLING-WORKS/
...ed Seminar Topics Employment Practices Liability ...ts through good hiring and training practices, how to create a workplace safety program, and tips on controlling costs af...
https://completemarkets.com/Article/article-post/240/Developing-A-Marketing-Plan-In-A-Distressed-Agency/
...ership, such as a checklist for employment practices or pollution. This is a w...ervice to the prospect, such as an employment practices or pollution checklist with a fa...
https://completemarkets.com/Article/article-post/1829/KEY-ELEMENTS-OF-AN-EFFECTIVE-WORKERS-COMPENSATION-CLAIM-AUDIT/
...e to good and bad claim-handling practices, we have identified 17 key claim fu... auditing of workers' compensation, liability, and employee benefits claim administration programs. No reproduction without permiss...
https://completemarkets.com/Article/article-post/2264/OFFERING-RISK-MANAGEMENT-SERVICES-TO-CLIENTS/
...of general accounting and audit practices that impact their insurance program...loss ratios. A good risk management program doesn’t necessarily cost m...
https://completemarkets.com/Article/article-post/1805/ENHANCING-AGENCY-VALUE-WHAT-THE-MARKETING-MANAGER-CAN-DO/
...standard of living through self-employment. Value in the modern agency era dep...ook value = $_____ MEASURING DEBT SERVICE CAPABILITY 1. Reported pretax ...
https://completemarkets.com/Article/article-post/948/EXTERNAL-GROWTH-WITH-SUCCESSFUL-ACQUISITIONS/
...t upon possible termination of employment/agreement or sale of agency. Review of employment agreements. Who has them and what ...vable aging and general collection practices. Review of Erro...
https://completemarkets.com/Article/article-post/1596/LIFE-INSURANCE-PROSPECTING-TRAVEL-BUSINESS/
...te, as well as out-of-state Auto liability requirements. And perhaps scheduled...ons to review obsolete policies in a service-oriented way, providing a useful ...