https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1668/Epl-Coverage-Goes-Where-We-Cant/
... Glossaries Management Resources & Links Categories Popular Recent All Back Epl Coverage Goes Where We Can't 5/15/2014 12:00:00 AM by CompleteMarkets Editor This content has not been rated yet. Workers Comp policies go by the official name of Workers Compensation and Employers Liability policy. With employers eager to assure their injured workers of recovery benefits, it's easy to overlook the Employers Liability' aspect of this policy. It's there to protect the insured employer against liability arising from physical injury and occupational illness claims not covered by Workers Comp ... where an injured employee sues the faulty tool's manufacturer, and then the manufacturer sues the employer for poor training or maintenance of equipment. Unlike Workers Compensation benefits, Employers Liability coverage goes beyond the workplace and the physical effects of the employee's injury. It handles claims by relatives or dependents who sue for loss of care and services that were once provided by the injured employee-or relatives sue for consequential bodily injury (for example, loss of sexual functioning) . Finally, Employers Liability addresses dual-capacity situations. Consider this example of dual capacity: ... , the building maintenance worker, is injured while installing a basketball hoop in the company gym by a drill manufactured by his employer, Dynamic Drill, Inc. He sues Dynamic as creator of the tool, not as the employer. A dual capacity claim allows Mike to circumvent the Workers Comp law to pursue a claim that is related to employment. Without active Employers Liability coverage, Dynamic would be on its own. Employers Liability Isn't Employers Practices Liability Coverage Workers Compensation and Employers Liability coverage takes care of the different claims that can ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/933/ISOS-EMPLOYMENT-RELATED-PRACTICES-LIABILITY-POLICY/
... issue 8, Insurance Services Offices' (ISO) new Employment-Related Practices Liability (ERPL) policy provides a benchmark for the insurance industry and will secure economies of scale that will benefit insurers and their customers. The ISO ERPL helps solve problems associated with designing and pricing an Employment Practices Liability (EPL) when the full extent of the risk is difficult to measure. In the past, this limitation meant that only the largest or most adventurous insurers have written EPL coverage. The trick has been to offer a product that is broad enough ... ISOS EMPLOYMENT RELATED PRACTICES LIABILITY POLICY ...
https://completemarkets.com/Article/article-post/1668/Epl-Coverage-Goes-Where-We-Cant/
...imitations, the value of adding Employment Practices Liability coverage to the...on of any employee or any personnel practices, policies, acts, or omissions.
E...
https://completemarkets.com/Article/article-post/2270/FIRING-WITHOUT-FEAR/
...is practice is called 'at-will' employment or is referred to as the at-will employment rule. However, in recent years, leg...signed to help an employer develop employment practices that are equitable to both the e...
https://completemarkets.com/Article/article-post/933/ISOS-EMPLOYMENT-RELATED-PRACTICES-LIABILITY-POLICY/
Iso's Employment-Related Practices Liability Policy
ISO'S EMPLOYMENT-RELATED PRACTICES LIABILITY POLICY ...nancial control over the insured's employment-related practices Conclusion Many current non-...
https://completemarkets.com/Article/article-post/471/Follow-Smart-Hiring-Practices/
...gainst the “growth industry” of employment-related litigation.
Today, every b...ates to clients who implement best practices hiring policies.
https://completemarkets.com/Article/article-post/2206/Confidentiality-Agreement/
... for the establishment of their employment relationship and sharing of Confide...ing Customers after Termination of Employment. For a period of one year immedi...
https://completemarkets.com/Article/article-post/227/Emerging-E-O-Loss-Exposures/
...mbrella & Excess Liability, Employment Practices, home-based businesses, i...ting strategies, and poor reserving practices are just a few of the problems. ...
https://completemarkets.com/Article/article-post/1497/TELECOMMUTING-BRING-THE-WORK-BUT-NOT-THE-RISKS-TO-THE-WORKER/
...ccur in the course and scope of employment. When a telecommuter has an injury ...xpose the company to potential FLSA liability. If a nonexempt employee needs t...
https://completemarkets.com/Article/article-post/971/AVOIDING-ADVERSE-LEGAL-DECISIONS/
...rom 1969 to 1989, the volume of employment discrimination lawsuits increased b...ies a limited or unlimited term of employment and that I may resign my positio...