https://completemarkets.com/Article/article-post/1140/ESTATE-PLANNING/
Estate Planning
ESTATE PLANNING Dear (Customer Name): Estate planning is the key to keeping things running. Unfortunately, many estates suffer from forced liquidation becau...ficer to help minimize taxes on your estate. We'll call you soon to set an ap...
https://completemarkets.com/Article/article-post/1874/Factors-To-Consider-When-Expanding-Into-Life-Insurance/
...ople are draining their assets or estates to pay for care. One point to keep i...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1662/ANNUITIES-MODULE-V-G/
... PRODUCT Annuities have been called upside-down Life insurance, ' a phrase that refers to the fact that annuities are designed to pay out while the purchaser lives, while Life insurance is designed to pay once the purchaser has died. An annuity is the systematic liquidation of an estate; Life insurance creates an estate. The basic principle behind annuities is simple: The purchaser pays the insurance company a premium, either all at once or in installments, and in return for that premium expects the insurer to pay him or her a periodic income ... Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Annuities: Module V-G 4/30/2013 10:40:32 PM by CompleteMarkets Editor This content has ... PRODUCT Annuities have been called upside-down Life insurance, ' a phrase that refers to the fact that annuities are designed to pay out while the purchaser lives, while Life insurance is designed to pay once the purchaser has died. An annuity is the systematic liquidation of an estate; Life insurance creates an estate. The basic principle behind annuities is simple: The purchaser pays the insurance company a premium, either all at once or in installments, and in return for that premium expects the insurer to pay him or her a periodic income ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1000/MAXIMIZING-OWNERSHIP-RETURN/
... consequences and accept the value now' approach, this option is certainly available. It might be particularly attractive to older one-owner agencies, where death and disability can be insured against and/or where the lower residual value can be beneficial in a family transfer or for estate tax computation. MAXIMIZING FUTURE RETURN Most agency principals, however, would rather maintain a reasonable annual return without relinquishing a substantial portion of the future value. They're willing to plow some of the profits back into the operation to develop people and systems that ideally will ... Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Maximizing Ownership Return 4/30/2013 10:36:15 PM by CompleteMarkets Editor , Carol Hammes This ... consequences and accept the value now' approach, this option is certainly available. It might be particularly attractive to older one-owner agencies, where death and disability can be insured against and/or where the lower residual value can be beneficial in a family transfer or for estate tax computation. MAXIMIZING FUTURE RETURN Most agency principals, however, would rather maintain a reasonable annual return without relinquishing a substantial portion of the future value. They're willing to plow some of the profits back into the operation to develop people and systems that ideally will ...
https://completemarkets.com/Article/article-post/1000/MAXIMIZING-OWNERSHIP-RETURN/
...icial in a family transfer or for estate tax computation. MAXIMIZING FUTUR...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/227/Emerging-E-O-Loss-Exposures/
... with clients, insurance professionals must be aware of problems that can arise. OWNERSHIP TRANSFER For example, let's take a look at transferring ownership of homes, personal property, and automobiles to trusts. Many older people cede ownership of such property to adult children to reduce estate taxes or qualify for Medicaid. However, Personal Lines contracts don't include trusts in their definition of "insured," and they don't recognize legal entities. They're written to recognize individuals named as insureds who are owner-occupants. If insurance policies aren't amended so both the ... Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Emerging E&O Loss Exposures 4/30/2013 12:00:00 AM by CompleteMarkets Editor , ... with clients, insurance professionals must be aware of problems that can arise. OWNERSHIP TRANSFER For example, let's take a look at transferring ownership of homes, personal property, and automobiles to trusts. Many older people cede ownership of such property to adult children to reduce estate taxes or qualify for Medicaid. However, Personal Lines contracts don't include trusts in their definition of "insured," and they don't recognize legal entities. They're written to recognize individuals named as insureds who are owner-occupants. If insurance policies aren't amended so both the ...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/1874/Factors-To-Consider-When-Expanding-Into-Life-Insurance/
... Medicare places on paying for nursing home care, you can open the door to selling the product. Some recent data I read indicated that only 3% of the people in nursing homes qualify for Medicare coverage. Most of the remaining people are draining their assets or estates to pay for care. One point to keep in mind is that older producers have a better chance of selling this product than younger ones do. Life, health, disability and long-term care insurance are products that you can add to your arsenal to fight off ... Us Services Jobs PR Newsletters Employees Articles Blog Photos Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Factors To Consider When Expanding Into Life Insurance 1/28/2014 12:00:00 AM by CompleteMarkets ... Medicare places on paying for nursing home care, you can open the door to selling the product. Some recent data I read indicated that only 3% of the people in nursing homes qualify for Medicare coverage. Most of the remaining people are draining their assets or estates to pay for care. One point to keep in mind is that older producers have a better chance of selling this product than younger ones do. Life, health, disability and long-term care insurance are products that you can add to your arsenal to fight off ...
https://completemarkets.com/Article/article-post/227/Emerging-E-O-Loss-Exposures/
...perty to adult children to reduce estate taxes or qualify for Medicaid. Howeve...ts and ownership transfers, and most estate planners don’t address Personal Li...