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Discovering New Niche Programs In Commercial Lines
Niche programs in Commercial Lines are an outgrowth of the Property/Casualty insurance industry's efforts to tailor insurance products for designated insureds. Some examples are accountants' E...tunities exists for new niche programs in Commercial Lines insurance. It's up to your agency to find them!

... claimant can prove that his or her work falls within the statutory employer's normal course of business. SAUCE FOR THE GANDER Statutory employer status works both ways. Since a statutory employer may be potentially liable for the payment of Workers Comp benefits, it's entitled to assert the exclusive remedy shield provided by Workers Compensation laws against any subsequent tort action. This is true even if the statutory employer does not actually make a compensation payment to the claimant. (The Workers Comp carrier and the employer are indistinguishable in this type of case.) ... status. CONSTRUCTION AND TRANSPORTATION Statutory employer situations often arise in the construction industry. For example, a general contractor is building new homes. Since it has two officers, but no employees, it is not required to carry Workers Comp insurance. The actual construction of houses is subcontracted out. A subcontractor with employees, however, must show the general contractor proof that it carries this coverage. While building a home, the general contractor hired the subcontractor to perform roofing work with payment to be based on the square footage of the ... content package ...

... can prove that his or her work falls within the statutory employer's normal course of business. SAUCE FOR THE GANDER Statutory employer status works both ways. Since a statutory employer may be potentially liable for the payment of Workers' Comp benefits, it's entitled to assert the exclusive remedy shield provided by Workers' Compensation laws against any subsequent tort action. This is true even if the statutory employer does not actually make a compensation payment to the claimant. (The Workers' Comp carrier and the employer are indistinguishable in this type of case ... . CONSTRUCTION AND TRANSPORTATION Statutory employer situations often arise in the construction industry. For example, a general contractor is building new homes. Since it has two officers, but no employees, it is not required to carry Workers' Comp insurance. The actual construction of houses is subcontracted out. A subcontractor with employees, however, must show the general contractor proof that it carries this coverage. While building a home, the general contractor hired the subcontractor to perform roofing work with payment to be based on the square footage of the ... content package ...

...titutes trade secrets and is the exclusive property of 'Agency.' 'Producer' co...h notice shall be deemed the second business day following the day on which it is mailed.