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... Analysis In projecting the probable maximum foreseeable event, it is important to combine several exposures in order to achieve a realistic impact on the corporate operating and financial abilities. A hypothetical loss situation in a manufacturing facility could entail these conditions: a boiler explosion with an ensuing fire, injury to both employees and third party guests; fire damage occurring in the immediate exterior perimeter as well as structural collapse affecting self-insured fleet vehicles. In analyzing a major crisis situation such as natural hazards, it is important to extend the impact on finances to ... a rural volunteer group. A metropolitan location will normally have a substantial water supply with adequate fire hydrant distribution. A rural setting may be void of any water distribution system acceptable for fire suppression purposes. The rural location may have limited fire response with only volunteer fire fighters. The metropolitan fire response in a larger city for a commercial location would normally be three engine companies, two truck companies, rescue squad and a battalion chief. This type of assistance will obviously have a positive effect on potential loss magnitude and life safety considerations ... perils readily identified through traditional insurance coverages are essential in comprehensive crisis exposure analysis of an operating entity. Insured perils may be utilized in identifying various exposures by grouping similar insurance coverages, as follows: Liability Exposures Automobile Aircraft Water craft Premises Products Completed operations Contractual Professional - errors and omissions Directors and Officers legal liability Property and All Risk Coverage Exposures Real property Personal property Time element exposures Business interruption Extra expense Cargo - Inland Marine and Ocean Marine Valuables on display and in transit Computer - software and hardware Off-site record storage Accounts receivable Retroactive building ...

...a boiler explosion with an ensuing fire, injury to both employees and third party guests; fire damage occurring in the immediate exte... on-going exposure to such regulations and to assure compliance where required.