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...perator is concerned about loss of food in the freezers. By talking to both pa... coverage extension in the policy for food spoilage, and can exclude holdups (as this...

... or during Earthquake Preparedness' week. However, waiting until then is not a good idea. First, consider the threat of tornadoes, aftershocks, and other sudden catastrophes. And, second, when a hurricane approaches or after a quake has hit, stores may run out of what you need as others make a beeline to stock up, too.) 7. Keep a supply of nonperishable foods and an emergency water supply; have essential drugs and first-aid kit available in your medicine chest. Keep these supplies fresh. 8. Keep fresh batteries available for transistor radios and flash lights, and an extra supply of fuel for portable grills and stoves. 9. Have available the hammer, nails, tape, and boards needed for protecting your residence from the elements or making necessary emergency repairs ... agents looked good because their adjusters had field-draft authority, while those representing our carriers didn't. Some claims fell through the cracks when the adjusters handling them were sent to San Francisco. Some home office claims people didn't realize the magnitude of our situation; they tried to do business as usual and alienated agents and policyholders alike with their slow service. A few companies announced that they would pay for food spoilage which resulted from home freezers thawing, even though this coverage is not included in most homeowners policies. This caused some ill will on the part of policyholders whose companies refused to pay for food spoilage. We were grateful that all of our policy information was not entered in our computer, since we were without power for several days and couldn't find a generator to put our computer back in business ...

... 7. Keep a supply of nonperishable foods and an emergency water supply; have e...rs whose companies refused to pay for food spoilage. We were grateful that all of ou...