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...ake an effort to: 1. Become professionally aware of your products and make ...ients, the insured required general liability and other coverages. A certifica...

... to perform' for the insured; and 5. An expert witness who unravels the allegations of the plaintiff when things go wrong. Just what is a systemic operational plan? The vast quantities of paper from insurance agencies alone must account for the depletion of our national forests. As a friend of ours says, where there's paper, there's trouble. He's a plaintiff attorney, and he's right. Attorneys and consultants in E&O cases search for tracks': paper trails (or lack of such) . And problems invariably ... been the adhesive of society. Without it, we would have one heck of a time agreeing with anything or anybody. The spirit of that duty is incumbent on every agent. In layman's language, it requires agents to make an effort to: 1. Become professionally aware of your products and make every effort to communicate that knowledge to every individual within your organization. 2. Apply that knowledge to the requirements of your insured through research and development of the business and personal activities of the client. 3. Find the applicable ... items. Award for the plaintiff (insured) . If that sounds like a simple mistake, take a look at this error in obtaining the proper coverage: Case No.2: Failure to Obtain Proper Coverage To maintain his business relationships with clients, the insured required general liability and other coverages. A certificate of insurance was issued indicating that the insured had all the proper coverages to meet the standards of contracts required by the client. The client, a general contractor, reported a loss arising from the work of the insured. The ...