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... these organizations face" . Those are the skillsets that Risk Managers are looking for when they enlist an Agent to help them procure complex coverages. He said NIF writes more than 500 classes of non-profit coverage for Liberty Mutual Insurance, ranging from small service clubs and community foundations up to large social services facilities. "NIF has been exclusive partners with Liberty Mutual since 2008 in this class of business, prior to Liberty Mutual; NIF underwrote the program for Safeco Insurance for 10 years prior to their acquisition by Liberty Mutual. Orlando noted ... said NIF is writing a lot of Directors and Officers coverage on a standalone basis, adding that D&O might be a great entry way into new accounts. Paul Orlando is the Director of Marketing for NIF Group, Inc. NIF underwrites an exclusive program for Nonprofits and Social Services for Liberty Mutual. Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole ... just like in most other classes, it is coming down to the best coverage for the best pricing," Orlando said. "The differentiating factor that a successful agent possesses in this space is the keen ability to effectively identify and understand the unique exposures that these organizations face" . Those are the skillsets that Risk Managers are looking for when they enlist an Agent to help them procure complex coverages. He said NIF writes more than 500 classes of non-profit coverage for Liberty Mutual Insurance, ranging from small service clubs and community foundations ...

...all service clubs and community foundations up to large social services facili... more than 1.5 million non-profit organizations in the US, there is plenty of ...

... is thereafter undertaken on a direct basis between the providers and the plan. HMOs-There are essentially two types of HMOs: staff model plans and independent practice associations (IPAs) . Staff model plans have their own clinical and sometimes hospital facilities. IPAs, also known as foundation HMOs, ' comprise an open panel of physicians and other providers who are contracted with the HMO, but may also provide services to other patients on a private, fee-for-service basis. The IPA sets a capitation payment and payment amounts for covered services. HMOs are ... ' collection of bills and protect their solvency, and have developed today into what we know as pre-paid plans-Blue Cross/Blue Shield plans. Pre-paid Health plans have subscribers' rather than insureds, ' who pay dues' rather than premiums. They are for the most part nonprofit organizations, although some Blues' was to change to for-profit organizations. The success of these plans caused insurers to recognize, by about the early 1940s, that Medical Expense benefits could be underwritten successfully. With World War II and its wage and price controls, ... by CompleteMarkets Editor This content has not been rated yet. &# 160 HEALTH INSURANCE: MODULE V-H &# 160 OVERVIEW Health insurance has grown into a vast and complicated field involving many types of policies and programs: Group, individual, Major Medical, Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), prepaid plans (Blue Cross/Blue Shield), Dental plans, Long-Term Care, Medigap, cafeteria plans, and many more-in one way or another, these could all be classified as Health insurance. In ...

...ums.' They are for the most part nonprofit organizations, although some 'Blues...t have an overall lifetime limit of liability. They will offer subscribers var...