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... have purification tablets, but read the label on the bottle before using them. Pipe wrenches and crescent wrenches for turning off gas and water mains. HOW TO USE THE FLOOR PLANS Draw your house or apartment floor plan. Don't worry about how it looks- the artwork is not important! Now mark the exits, emergency equipment, and utility turn-off locations on your floor plan. The importance of this exercise is to have you actually learn these locations and mark them down. It is also very helpful when discussing how to escape from your home safely during a fire or other emergency. Also, note the reunion place where all family members will meet following the evacuation. Post your completed emergency floor plan in an accessible location such as inside a cupboard or closet door, back porch, or garage. Inform family members, baby sitters, and neighbors where it can be found in case of an emergency. HOME PREPAREDNESS Place large and heavy objects on lower shelves. Securely fasten shelves to walls. Remove glass bottles from medicine cabinets and from above or around the bathtub and sink. Remove all flammable liquids such as painting and cleaning products to the garage or outside cupboard. Store in proper containers. Make sure your home or place of work has ample exits that will not be blocked with fallen debris. Fasten all top-heavy furniture such as refrigerators, tall bookcases, and glass cabinets, to the walls by means of hooks, angle brackets or braided wire. Install fasteners or latches on cupboard doors. Strong child-proof latches will work well. Apply the same precautionary measures to your places of ...

..., I went to pull into the parking garage. Little did I realize that the van wa...igher than the height of the parking garage, and I cracked the top of the van....

...rd or closet door, back porch, or garage. Inform family members, baby sitters,... plywood. Check to make certain that garage and basement walls have adequate l...

... . ONLY use upper-case words when trying to make a point (such as I just did) . Even at that, you should be careful with whom you are exchanging messages. Don't make a comment about the grammar or punctuation in a message you've received. Nobody wants to feel like they are exchanging e-mail with their eighth-grade English teacher. Don't request computer help without providing system-specific information. For example, if I submitted an e-mail that stated "I've got this problem with Word.." . Well is that MS Word for DOS, MS Word for Windows, MS Word for Macs? What version? Version 2.0? Version 6.0? Remember, the computer world is made up of every kind of computer imaginable, from IBM PC's to Macs to UNIX workstations to the one your neighbor assembled in his garage. The correct method would be to list all the system specifics first, then describe the problem or question. For example, if I were seeking answers to questions about Microsoft Word for my computer at home, I would list Gizmo Model SR-32 (Microchannel Clone, 486-66Mhz, 16MB RAM, 400MB SCSI hard disk), MS DOS 6.22, MS Windows 3.11, MS Word 6.0a and then state the problem in detail. Never send a e-mail asking for the meaning of BTW or : -) . If you've not already found these in this document, keep reading. E-mail users use lots of abbreviations (not everyone can type 200 words a minute) and other funny characters (" emoticons") . These are two of the more common examples-"BTW" is the equivalent ...

... Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back Homeowners Renewal 4/30/2013 10:37:33 PM by CompleteMarkets Editor This content has not been rated yet. HOMEOWNERS RENEWAL &# 160 Dear (Customer Name), THANK YOU FOR RENEWING YOUR HOMEOWNERS INSURANCE WITH (COMPANY NAME) By now you should have received your HOMEOWNERS POLICY. If you haven't already done so, take a look at the amount of DWELLING COVERAGE (we have highlighted it in yellow) . It is extremely important to insure your home to at least 90% of its replacement cost. Here is a helpful checklist: DWELLING COVERAGE Are you insured to at least 90% of the replacement cost? OTHER STRUCTURES How about your garage, barn, or shed? CONTENTS Do you have enough? Would you like replacement cost on your contents? VALUABLE ITEMS In many areas contents are not fully covered (see the enclosed sheet) . HO-3 We recommend coverage form HO-3. BUSINESS PURSUITS Business property and liability are NOT COVERED. UMBRELLA POLICY We recommend a $1 ,000,000 liability policy. We have also enclosed a simple HOME REPLACEMENT COST ESTIMATOR. This process uses a unit count method and is based on the type and number of rooms in your house. We urge you to return this completed form to us so we can properly update your policy. If you have any questions, please call. We appreciate your business and I personally want to thank you for allowing [company name] to be of service ...

... . ONLY use upper-case words when trying to make a point (such as I just did) . Even at that, you should be careful with whom you are exchanging messages. Don't make a comment about the grammar or punctuation in a message you've received. Nobody wants to feel like they are exchanging e-mail with their eighth-grade English teacher. Don't request computer help without providing system-specific information. For example, if I submitted an e-mail that stated "I've got this problem with Word.." . Well is that MS Word for DOS, MS Word for Windows, MS Word for Macs? What version? Version 2.0? Version 6.0? Remember, the computer world is made up of every kind of computer imaginable, from IBM PC's to Macs to UNIX workstations to the one your neighbor assembled in his garage. The correct method would be to list all the system specifics first, then describe the problem or question. For example, if I were seeking answers to questions about Microsoft Word for my computer at home, I would list Gizmo Model SR-32 (Microchannel Clone, 486-66Mhz, 16MB RAM, 400MB SCSI hard disk), MS DOS 6.22, MS Windows 3.11, MS Word 6.0a and then state the problem in detail. Never send a e-mail asking for the meaning of BTW or : -) . If you've not already found these in this document, keep reading. E-mail users use lots of abbreviations (not everyone can type 200 words a minute) and other funny characters (" emoticons") . These are two of the more common examples-"BTW" is the equivalent ...

... . A trip that took 15 minutes on a southern California freeway in 1984 will probably take 47 minutes in 2010, and other urban areas are seeing comparable increases in commuting times. A virtual office allows you to translate the wasted time and stress of commuting into top-quality work performance. Enhances productivity. Telecommuters focus on achievement rather than time. Structure your work hours to the times you are most productive and creative. If you function best during the morning, you can begin work at 7 a.m. in your virtual office instead of wasting valuable time in traffic. Saves money. Telecommuting enables you to save money on gas, tolls, child and family care, restaurant lunches, dry cleaning, and new clothes. Employees can work in their jeans after their one-minute commute to the spare room or garage office. CONSIDERATIONS FOR A SUCCESSFUL VIRTUAL OFFICE Carefully select the correct job. Not every job can be transferred to a virtual office. If you own a storefront agency with walk-in traffic, your receptionist needs to be at the front counter, not working at home. Generally, the guidelines for determining a telecommuting job include the following: Requires limited or infrequent face-to-face communication with other employees Uses a computer and telephone as its key tools Involves easily measurable performance and work Does not require routine access to materials at a central work location Carefully select the correct employee. The ideal candidate is self-disciplined, self-motivated, trustworthy, not easily distracted, and organized, and enjoys working independently. Budget initial expenses. You may have to purchase a computer with a modem (or notebook), a desk, ...

... . ONLY use upper-case words when trying to make a point (such as I just did) . Even at that, you should be careful with whom you are exchanging messages. Don't make a comment about the grammar or punctuation in a message you've received. Nobody wants to feel like they are exchanging e-mail with their eighth-grade English teacher. Don't request computer help without providing system-specific information. For example, if I submitted an e-mail that stated "I've got this problem with Word.." . Well is that MS Word for DOS, MS Word for Windows, MS Word for Macs? What version? Version 2.0? Version 6.0? Remember, the computer world is made up of every kind of computer imaginable, from IBM PC's to Macs to UNIX workstations to the one your neighbor assembled in his garage. The correct method would be to list all the system specifics first, then describe the problem or question. For example, if I were seeking answers to questions about Microsoft Word for my computer at home, I would list Gizmo Model SR-32 (Microchannel Clone, 486-66Mhz, 16MB RAM, 400MB SCSI hard disk), MS DOS 6.22, MS Windows 3.11, MS Word 6.0a and then state the problem in detail. Never send a e-mail asking for the meaning of BTW or : -) . If you've not already found these in this document, keep reading. E-mail users use lots of abbreviations (not everyone can type 200 words a minute) and other funny characters (" emoticons") . These are two of the more common examples-"BTW" is the equivalent ...

...normally cover outbuildings¾like garages and sheds¾also. If you have a mortga...