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...th such carriers as AGF, Allianz, Generali, and Winterthur), and reinsurance/v...res: Auto, Health, Marine, Products Liability, Workers' Compensation, and so f...

...ling has been abused, misused and generally misconstrued — but that doe...s, how to create a workplace safety program, and tips on controlling costs af...

...ould ask consultants to provide a general list of clients and the names of con...environmental or hazardous products liability risk assessments, consider going...

...ould ask consultants to provide a general list of clients and the names of con...environmental or hazardous products liability risk assessments, consider going...

... such trade organizations as Risk & Insurance Management Society ( www.rims.org ), Society of Risk Management Consultants ( www.srmcsociety.org ), or from experienced risk managers. Also, Business Insurance ( www.businessinsurance.com ) publishes an annual listing of consultants. Your RFP should ask consultants to provide a general list of clients and the names of contacts at five or more organizations familiar with the proposed consulting project team. In addition to speaking with these references, call other clients on the consultant's list, particularly those in the same business as your organization. Be sure ... the consultant agrees not to release any information they obtain during the consulting assignment. You might also require the consultant to return at the conclusion of the study all information and work generated during the project. For particularly sensitive studies involving such things as environmental or hazardous products liability risk assessments, consider going a step further by having the proposed consulting assignment contracted through your attorney. Although this technique isn't foolproof, this might provide some protection in the event of subsequent litigation. The goal of the CompleteMarkets editor is to bring valuable content to ... CompleteMarkets members. Providing content to insurance professionals to enhance their sales process, increase revenue streams, understand their clients and provide value to their agency. Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - Save yourself a whole lot of time & money when you use our directory of carriers, wholesalers and service providers. Negotiate lucrative contracts with carriers and wholesalers. Net result. More ...

... of formal public opinion and the general literacy of the masses have develope...nce litigation exposure control Insurance expenses reduction Loss vuln...

...orrective action and third-party liability that can result from leaking USTs. ...e of said policy is [date]. 2. The insurance afforded with respect to such oc...

... expense exposure, business interruption time period as well as any problems associated with contingent business interruption or inability to meet customer contractual obligations. 5.4 Facility Location Considerations The physical location of a major facility complex has a significant bearing on the potential loss magnitude. A rural setting generally increases the desirability from a crime and exterior fire exposure standpoint but complicates the situation from the viewpoint of service availability. The rural area frequently does not have medical facilities which interface with the needs of a major commercial operation. Further-more, there is a vast difference ... risk-bearing capacity of the organization. For example: fire at a production location that does not result in significant asset loss or business interruption. Other examples include an accident involving a company vehicle resulting in injuries and establishment of disability reserves or adverse legal judgement in a product liability case. Magnitude II A Magnitude II loss can be defined as one with a significant impact of life safety, revenue and existing assets, but without the major threat to the financial stability Of the organization. For example: a major fire resulting in significant damage ... hostile stock takeover, hostile competition via patent infringement and adverse labor relations are factors to be considered but they are not necessarily applicable to the risk management spectrum. Other items such as regulatory activity have an impact on the business analysis including, but not limited to the Environmental Protection Act (EPA) and the Occupational Safety and Health Act (OSHA) and American Disability Act (ADA) . 4.2 Comprehensive Analysis In projecting the probable maximum foreseeable event, it is important to combine several exposures in order to achieve a realistic impact on ...

...l loss magnitude. A rural setting generally increases the desirability from a ...ns Directors and Officers legal liability Property and All Risk Coverage ...

...nd external crime audit; product liability; hiring and firing practices; safet... limited product knowledge needs an insurance broker or risk-management profes...