https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/172/Tis-The-Season-For-Epli-Claims/
... part tend to be friendly, cordial, and professional. In many instances, once the people have had a chance to become more acquainted with each other, they might feel comfortable enough to share personal stories and experiences, tell some jokes, or just have some general conversation. From an employer's perspective this interaction might seem innocent enough, and in most situations there's no need to be concerned. However, under certain circumstances, this socializing might have a negative effect, which could spell trouble for the unsuspecting employer. To help ... a written complaint procedure for reporting and documenting incidents when they first occur, with assurances that all reports and complaints will remain confidential. When a claim or suit is made against an employer, the organization's first inclination might be to present the claim to its Commercial General Liability (CGL) insurer. However, most current CGL policies specifically exclude employment-related claims, so an employer shouldn't rely on this approach. If the allegation is purported to be an intentional act, the CGL policy won't respond, because it specifically excludes intentional acts from ... . The CGL policy doesn't cover damages or awards and in the best-case scenario will only advance defense costs until a final determination of coverage is made. The Employment Practices Liability insurance policy addresses these types of claim exposures. However, the basic policy isn't enough to provide protection for third-party claims. Most insurance companies now offer a Third Party Coverage endorsement, which you must specifically request when negotiating the coverage. As with any coverage, there are types of businesses, such as airlines and entertainment risks, that underwriters will avoid. However ...
https://completemarkets.com/Article/article-post/172/Tis-The-Season-For-Epli-Claims/
...ell some jokes, or just have some general conversation.
From an emplo... In a third-party, or 'vicarious liability,' claim, it's very like...
https://completemarkets.com/Article/article-post/1324/GENERAL-CUSTOMER-QUESTIONNAIRE/
General Customer Questionnaire
GENERAL CUSTOMER QUESTIONNAIRE Art Dan... Not Interested? ____ 3. Umbrella Liability Interested? ____ Not Intereste...
https://completemarkets.com/Article/article-post/1224/HOMEOWNERS-RENEWAL-COVERAGE-INCREASE/
... Flood Earthquake Liability for Business Pursuits Injurie...While You're Golfing There Is Liability Coverage if the Watercraft is Le...
https://completemarkets.com/Article/article-post/1688/WORK-FLOW-PROCEDURES-MANUAL-PERSONAL-RENEWAL-PROCEDURE/
...rested in any Umbrella or Excess Liability policy that extends your Auto and Homeowners liability coverage to $1 million or more? ... professional, do you have Property Liability add Professional Liability or Malpractice insurance? ...
https://completemarkets.com/Article/article-post/259/Establishing-Agency-Value/
...verage agency value is great for generalities and discussions over the eighte...ppearance, it’s more valuable.
Three generally accepted mathematical models e...
https://completemarkets.com/Article/article-post/1690/Work-Flow-Procedures-Manual-Personal-Insurance-Renewal-Procedure-Agency-Bill/
...rested in any Umbrella or Excess Liability policy that extends your Auto and Homeowners liability coverage to $1 million or more?
... professional, do you have Property Liability add Professional Liability or Malpractice insurance?
...
https://completemarkets.com/Article/article-post/1330/Personal-Protection-Service-Questionnaire/
...
Do you have any general comments about our staff, services, ...
https://completemarkets.com/Article/article-post/1326/Homeowners-Confidential-Checklist/
...sional, do you have professional liability and malpractice coverage (CPA, doct... Are you concerned about estate tax liability if you were to die prematurely?
...
https://completemarkets.com/Article/article-post/2308/Producer-Success-Lesson-33/
...not often consider. Perhaps it’s Liability coverage on lake houses or higher l...